KEMBA Financial Credit Union

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A better way to bank

LIMITED-TIME HELOC INTRO RATE

pAY 1.99% APR FOR 6 MONTHS!

Apply now

Tell Congress: Don’t tax my credit union - it's a tax on me.
Tax reform is underway on Capitol Hill. Let your Representatives and Senators know that you oppose removing the credit union tax status so you can keep your favorable rates and membership benefits. Click here to learn more and take action.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
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MONEY MARKET SPECIAL

Reliable returns for every goal - earn up to 4.00% APY for a limited time!

Woman excitedly holding a credit card, thrilled about a balance transfer intro rate promotion.

CREDIT CARD SPECIAL

0.00% APR on balance transfers for 15 months & $200 bonus cash back!
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CERTIFICATE SPECIAL

Earn up to 4.10% APY with a 15-month certificate!
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

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Rates effective as of May 1, 2025 . 

Credit Card

APR as low as

12.24%

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Rates effective as of May 1, 2025 . 

Money Markets

APY as HIGH as

2.80%

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Rates effective as of May 1, 2025 . 

Certificates

APY as HIGH as

3.80%

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Rates effective as of May 1, 2025 . 

TOP WORKPLACE Award

KEMBA has been named a Top Workplace for the 5th straight year by Columbus CEO & a Top Workplaces USA winner by USA TODAY

These honors are based entirely on associate feedback—and we couldn't be prouder of the culture we've built together. At KEMBA, we focus on growth, connection, and making a difference in the lives of our team, our members, and our communities. 
 
Ready to join the team? Visit our Careers page to apply now!








REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
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Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account