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Quick Fact
Financial institutions have federal, state and local guidelines they must follow regarding the use of electronic funds transfers and are required to give you a copy of this information when an account is opened. Once they have complied, it then becomes your responsibility to review and understand your rights and the privileges of carrying an ATM, DEBIT or CREDIT CARD.

Savings


As a business owner, you are always looking for ways to keep costs down. KEMBA provides you with the tools you need to easily and affordably manage your small business finances. Select from a variety of savings options.

Business Plus
Savings
Minimum Balance to Open $100.00
Monthly Service Charge N/A
Average Daily Balance Required to Avoid Monthly Service Charge $250.00
Free Transaction Items per Month N/A**
Per Transaction Item Fees N/A
Minimum Average Daily Balance to Earn Dividends $5.00
Dividend Frequency Monthly
Dividend Payment Calculation Method Average Daily Balance
Dividends Paid On Entire Account Balance
Early Account Closure Fee (If closed within 90 days of account opening) $15.00
Debit Card N/A
CU Online Banking Access FREE
Online Bill Pay N/A
Instant Access (Automated Teller) FREE

**Regulation D limits Savings and Money Market Accounts to six transactions per month (withdrawals or 3rd party transfers)