Quick Fact
“Not for profit, not for charity, but for service.” - The Credit Union Motto
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Checking
No other account plays such an important role in your day to day living. That’s why KEMBA offers you options that fit your financial needs. You have easy access when you need it and a variety of features and benefits from which to choose.
Hassle Free
This is KEMBA Financial Credit Union’s most convenient, inexpensive, trouble-free checking account, designed for the individual on the go.
- No minimum balance requirement
- Unlimited check writing
- Free and unlimited use of CU Online & Instant Access
- Free and unlimited use of KEMBA ATMs
- Free and unlimited use of KEMBA Check Card
- Free account access at over 3,600 shared branch locations nationwide
- Use of nearly 50,000 surcharge-free ATMs nationwide
- Free unlimited electronic bill payment
- Free e-statements available
*There is no monthly maintenance fee with Hassle-Free checking when you have direct deposit into your KEMBA checking account, if you are a member of the President’s Club, or if you have an average daily balance of $250 or more. Otherwise a $6.95 monthly service charge will apply. Other fees may apply based on your level in the Relationship Rewards program.
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High Performance
This checking account is designed for the member who saves, yet prefers to keep their funds readily available. The tiered interest rate schedule rewards members who maintain a high balance.
- No minimum balance requirement
- Tiered interest rates
- $0 - $999.99
- $1,000 - $9,999.99
- $10,000 - $24,999.99
- $25,000 - $49,999.99
- $50,000+
- Unlimited check writing
- Free and unlimited use of CU Online & Instant Access
- Free and unlimited use of KEMBA ATMs
- Free and unlimited use of KEMBA Check Card
- Free account access at over 3,600 shared branch locations nationwide
- Use of nearly 50,000 surcharge-free ATMs nationwide
- Free unlimited electronic bill payment
- Free e-statements available
* There is no monthly maintenance fee with High Performance checking when you have an average daily balance of $1,000 or more, or if you are a member of the Youth Club or President's Club. Otherwise an $8.95 monthly service charge will apply. Other fees may apply based on your level in the Relationship Rewards program. Fees can reduce earnings.
**This is a variable rate account. Rates may change after opening.
† Tiered rates only apply when you maintain an average daily balance required for each interest rate.
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Ultimate Plus
This exciting checking account provides members with a wide array of benefits designed to bring you extraordinary value. Click here to take advantage of the perks Ultimate Plus offers. A monthly $4.95 fee allows you to enroll in number of programs designed to save you money. In addition, the Ultimate Plus Checking account pays monthly dividends on the average daily balance.
- No minimum balance requirement
- Earns a great monthly dividend*
- Unlimited check writing
- Two free boxes of checks (basic style) per year
- Free and unlimited use of CU Online & Instant Access
- Free and unlimited use of KEMBA ATMs
- Free and unlimited use of KEMBA Check Card
- Free account access at over 3,600 shared branch locations nationwide
- Use of nearly 50,000 surcharge-free ATMs nationwide
- Free unlimited electronic bill payment
- Free eStatements available
- Free rewards package (see below)
The Ultimate Plus Checking rewards package includes:
- Identity Theft Insurance – Offering assistance 24 hours a day, 7 days a week in the occurrence that you become a victim of identity theft.
- Common Carrier Insurance – This valuable coverage of up to $100,000 involves no underwriting.
- Everyday Rebate Rewards – Receive rebates on your everyday purchases, up to $40 per year.
- Online Local Savings – Offering you online discounts and coupons to local merchants throughout the country.
- Payment Card Protection – Report the loss of credit cards with a single toll-free phone call and have new ones issued immediately.
- Bonus Travel Program – Have access to a personal travel agent and receive 5% on all travel receipts.
- Savers Club Book – Save on entertainment, leisure & travel nationwide, including up to 50% off lodging.
* The $4.95 fee applies each month and cannot be waived. Fees could reduce earnings. This is a variable rate product. Rates may change after opening.
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