Quick Fact
Shred all billing statements, ATM (automated teller machine) receipts, savings and investment account statements, store receipts with an imprint of your credit card number, prescreened credit card or loan offers, and any other documents containing personal information before throwing them away.
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Mortgages
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Whether you’re buying your first home or moving to a new one, KEMBA’s staff is committed to making the time-consuming, and sometimes complicated process of buying a home easy. You have many choices for financing a home at KEMBA. We can finance up to 95% Loan-to-Value and still allow you to enjoy competitive market rates. Now you can be approved online. Just visit KEMBA's Online Mortgage Center.
Apply for a mortgage today! |
Traditional Mortgages
This conventional, fixed-rate loan provides the security of knowing that your monthly payment will stay the same throughout the life of the loan. You’ll get a fixed interest rate and a fixed monthly payment. Choose from 10-year, 15-year or 30-year terms. |
Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) usually begins with a low initial rate that can rise or fall depending on current market rates. Our ARM Loans have "caps" which limit how much the interest rate may change at a single adjustment and over the life of the loan. Choose from a 3-year, 5-year or 7-year term.
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Balloon
A balloon mortgage can be an excellent option for many home buyers. Choose from a 3-year, 5-year or 7-year term. Your payment is based on a term of 30 years. At the end of your loan term, you can refinance your loan, buy a new home or pay it off. |
Special Mortgage Programs
If you’re just starting out in life and looking to buy your first home, come to KEMBA. We offer No- Money-Down and 3%-down programs. |
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