0.00% introductory APR* on KEMBA Visa^® or MasterCard^® Platinum Rewards Credit Cards

When you open a new KEMBA Visa or MasterCard Platinum Rewards Credit Card you will receive a 0.00% introductory APR* on purchases and balance transfers.

There is no time to waste with these added benefits!

• 1% cash back rewards points on purchases and balance transfers
• Your cash back rewards points are deposited each February into a Rewards Savings account that earns an amazing 10.00% APY**
• No balance transfer fee
• No annual fee
• Great fixed and variable rates

Take advantage of this fantastic offer before the door closes! Apply online, call us at 614.235.2395 or 800.282.6420, option 2, or stop by any of our nine convenient branches today.

*APR=Annual Percentage Rate. 0.00% introductory APR offer excludes current KEMBA credit cards. Not available with other promotional offers. 1% cash back rewards points paid once per year. You will receive 1 point for every $1 you spend or transfer to your credit card. 100 points=$1 cash back. Minimum to receive reward is 2,500 points. 0.00% introductory APR valid on purchases and balance transfers through July 31, 2008.

**APY=Annual Percentage Yield. Rewards Savings account rate of 10.00% APY current as of February 14, 2008. Rates subject to change without notice. Click here for a list of current KEMBA rates.