Home Equity Line-of-Credit.
The money you need,
when you need it!

Rates as low as

4.24% APR*

No Annual Fees

No Closing Costs

APR = Annual Percentage Rate. Home Equity Lines-of-Credit (HELOCs) are variable rate products. Rate will vary based on the Prime Rate published in the Wall Street Journal on the 20th day of each month. Current rates range from 3.49% – 9.49 % (Prime + Margin (0.00% – 6.99%). KEMBA Advantage rate as low as 3.49% APR and everyday rate as low as 3.99% APR include auto pay discount of 0.25% with a loan amount greater than $35,000. Rates accurate as of February 27, 2017 are subject to change without notice. Maximum APR is 18.00%. Minimum monthly payment is 1% of the balance or $100, whichever is greater. No annual fee, appraisal cost may apply. $250 reimbursement fee will apply if HELOC is cancelled within the first 36 months. Up to 95% CLTV with home value of $100,000 and greater. Consult tax advisor regarding interest being tax deductible. Loans subject to approval, individual APR may vary based on your creditworthiness. Existing KEMBA loans are not eligible for this offer. KEMBA membership required. Federally insured by NCUA. For Advantage program qualifications, visit kemba.org, or call 614.235.2395, option 4.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No