Your home's equity is there
when you need it!

1.99% APR* 3-month intro rate

  • Rates as low as

3.99% APR* after 3-month intro rate

  • No Annual Fees
  • No Closing Costs

Disclosure: APR = Annual Percentage Rate. Home Equity Lines-of-Credit (HELOCs) are variable rate products. Intro rate of 1.99%APR is applicable for the first three months HELOC is open, then reverts to a rate as low as 3.74%APR.  Rate will vary based on the Prime Rate published in the Wall Street Journal on the 20th day of each month. Rate is accurate as of July 1, 2017 and is subject to change without notice. Maximum APR is 18.00%. Minimum monthly payment is 1% of the balance or $100, whichever is greater. No annual fee and an appraisal cost may apply. $250 reimbursement fee will apply if HELOC is cancelled within the first 36 months. Maximum LTV is 80%.  Loans subject to approval and individual APR may vary based on your creditworthiness and participation in the KEMBA Advantage Program. Existing KEMBA loans are not eligible for this offer and KEMBA membership required. Additional terms and conditions may apply.  For Advantage program qualifications, visit, or call 614.235.2395, option 4.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No