We are a better way to bank.

Personalized service, great rates, individual solutions and convenience!

Start banking with KEMBA today.

Opening an account is easy.

Your first $5.00 deposit in your Primary Savings Account establishes your membership
and allows you to enjoy all the benefits KEMBA offers.

A financial institution owned by its membership.

Unlike traditional banks, credit unions are founded on democratic, cooperative principles. Members have voting rights to elect a board of directors and participate in the credit union’s leadership as a Board member. These principles allow us to return our profits to our members in the form of better rates instead of to third party stakeholders and investors.

Learn more about KEMBA and our Mission


Am I eligible for a KEMBA account?

To open an account, you must meet at least one of the following criteria:

  • Live, work, worship or attend school in one of these Ohio counties: Fairfield, Franklin, Licking, Madison, Union, Delaware, or Logan
  • Be employed by one of our partner companies.
  • One of your family members is currently a member of our credit union.

*Online membership application only available for personal memberships for those age 18 and older. For information on business and all other membership types, call 800.282.6420, option 4, schedule an appointment, or visit your local branch.

Compare checking accounts

Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No