Transfer credit card balances, enjoy a 1.99% intro rate!*

Credit Cards

Enjoy this 1.99% intro rate on purchases and balance transfers until 2019!


  • Enjoy everyday low rates
  • Never a balance transfer fee
  • Cash back rewards on purchases
  • Earn up to 10.00%APY on Rewards Savings Accounts**
  • No annual fee

APR=Annual Percentage Rate. The 1.99% APR Introductory rate valid on purchases and balance transfers until 12.31.18. Not valid on existing cards, valid on new money only, cannot balance transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends on 12.31.18, balances will revert to the prevailing APR based on your creditworthiness as disclosed at time of application. For example, open your card on 4.30.18, and pay 1.99% APR on purchases and balance transfers through 12.31.18; balance as of 1.1.19 will revert to prevailing APR. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month.  Refer to original Credit Card terms and conditions for prevailing rate at end of intro period. Promotional rate valid on Visa Platinum Rewards Card only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 675. Earn 1% cash back rewards on purchases. 1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. Cash back offer subject to change without notice. Cash back rewards on balance transfers do not apply with this offer. Offer expires 6.30.18.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No