Shop with a 1.99% intro rate Credit Card this holiday season!*

Credit Cards

Enjoy this introductory rate on purchases and balance transfers until June 30, 2018!


  • Enjoy everyday low rates
  • Never a balance transfer fee
  • Cash back rewards on purchases
  • Earning up to 10.00%APY on Rewards Savings Accounts**
  • No annual fee

*APR=Annual Percentage Rate. The 1.99% APR Introductory rate valid on purchases and balance transfers until 6.30.18. Not valid on existing cards, valid on new money only, cannot balance transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends on 6.30.18, balances will revert to the prevailing APR based on your creditworthiness as disclosed at time of application. For example, open your card on 12.15.17, and pay 1.99% APR on purchases and balance transfers through 6.30.18; balance as of 7.1.18 will revert to prevailing APR. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month.  Refer to original Credit Card terms and conditions for prevailing rate at end of intro period. Promotional rate valid on Visa Platinum Rewards Card only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 675. Earn 1% cash back rewards on purchases. 1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. Cash back offer subject to change without notice. Cash back rewards on balance transfers do not apply with this offer. **APY=Annual Percentage Yield. Rewards Savings account rate of 10.00% APY for KEMBA Advantage members and 5.00% APY for non-Advantage members current as of April 1, 2017, and subject to change at any time. Visit for Advantage Program details. Offer expires 12.31.17.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No