Pay off credit card balances faster
and save money!


You’re Pre-Qualified for a KEMBA Credit Card!

Plus, enjoy a 12-month 8.99%APR intro rate on purchases AND balance transfers!*


On average, with a new Visa from KEMBA, you can save $1900 in 5 years by transferring your credit card balances, and more than $300 in 1 year!**




  • Earn cash back rewards on purchases
  • No annual fees


Apply now to accept your offer!


*Please note: you are pre-qualified for this offer; however, KEMBA will need to pull your credit to complete and finalize your application.


You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 888.5.OPT.OUT (888.567.8688). See PRESCREEN & OPT-OUT NOTICE on other side for more information about prescreened offers.


PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including, but not limited to, debt-to-income ratio, income, and employment. If you do not want to receive pre-screened offers of credit from this and other companies, call TransUnion at 888.567.8688 or visit the website at; or write TransUnion Opt Out Request PO Box 505, Woodlyn, PA 19094-0505.

*APR=Annual Percentage Rate. The 8.99% APR Introductory rate valid for one year from the time the new card is opened on purchases made within the first 12 months and balance transfers made within the first 90 days. Not valid on existing cards, valid on new money purchases or transfers only, cannot balance transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends, balances will revert to the prevailing APR based on your creditworthiness as disclosed at time of application. For example, open your card on 8.5.19, and pay 8.99% APR on all purchases made through 8.4.20, and balance transfers made through 11.3.19; all balances as of 8.5.20 will revert to prevailing APR. Balance transfer fee of 2.5% or $5.00, whichever is greater, of the total transferred balance applies at time of transfer with 12-month introductory rate. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month. Refer to original Credit Card terms and conditions for prevailing rate that will be in effect at end of intro period. Promotional rate valid on Visa Platinum Rewards Card only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 635. Earn 1% cash back rewards on purchases. 1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. Cash back offer subject to change without notice. Cash back rewards on balance transfers do not apply with this offer.

**Savings based on KEMBA’s average APR of 11.621% and an average balance of $2916.62 (as reported by a 12/18 Nerd Wallet study on average American household credit card debt) in comparison to rates advertised by Chase, Huntington, PNC, 5/3, Capital One Quick Silver and CitiRewards websites as of June 3, 2019. Individual rates may vary and are subject to change.


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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No