Consolidate your student loans to one low-rate payment.

Student Loans

Consolidating your student loans is easy at KEMBA!

Refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially lowering your rate!


  • Benefit from one, low monthly payment
  • Flexible repayment terms to fit your budget
  • No application fee or pre-payment penalty


It just takes a few simple steps:

    1. Complete your online application
    2. Upload your documents
    3. View your offers and select your term
    4. Sign documents and set up automatic electronic payments


Learn more about refinancing your student loans, or apply now!



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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No