*You received this offer because you satisfied the criteria of creditworthiness we used to screen persons for this offer. This pre-approved credit offer may not be extended if: (1) you no longer meet the minimum credit score and payment criteria used to select you for this offer; (2) you are delinquent on a loan or not in good standing with KEMBA Financial Credit Union; (3) we are unable to verify your income or employment; (4) your income in our opinion and according to our established criteria is not sufficient to repay the credit offered; or (5) the collateral does not meet our lending guidelines.
**APR = Annual Percentage Rate. Document preparation fee of $99 waived on loans with 48-month term and loan-to-value (LTV) less than 90%. Loans subject to credit qualifications and approval. APR will vary based on credit score, loan-to-value, age of vehicle, KEMBA Advantage status, payment method, and document preparation fee. For a $25,000 auto loan for a term of 48-months with a 2.24%APR, the monthly payment will be $545.02. Maximum APR 13.99%. Click here for Advantage qualifications.