Low Rates & Cash Back!

Vehicle Loans

Save with a KEMBA Auto Loan

Triple Benefit Auto Loan


1. Cash back up to $500

2. Rates starting at 1.99%APR

3. No payments until 2021

Auto Loan Refinancing

Turn the equity in your car into cash! Use it for emergency funds, cash for a large purchase, to consolidate higher-rate debts, and more. By taking the age of the vehicle and how much you owe into account, we can help you determine the equity available to you and the best way for you to use it to improve your financial situation. Or, take the opportunity to lower your rate and pay your car off sooner so you can save money each month!

New or Used Auto Loans

Choose a low-rate loan from KEMBA for your new or used car to keep more money in your pocket. Apply now to get pre-approved before you shop!

Let’s talk . . .

For more information about auto loans and auto loan refinancing, please contact a member service representative at 800.282.6420, option 2.


Apply Now

Rates valid as of 9.23.2020 for up to 48-month term. APR = Annual Percentage Rate. Document preparation fee of $124 waived on loans with 48-month term and loan-to-value (LTV) less than 90%. Loans subject to credit qualifications and approval. APR will vary based on credit score, LTV, age of vehicle, KEMBA Advantage status, payment method, and document preparation fee. Interest will accrue during deferral period and will increase the total amount to repay the loan. Offer is not valid on existing KEMBA loans. Loans previously held at KEMBA within the past 90 days do not qualify. Loans previously financed at KEMBA that earned cash back at the original time of loan do not qualify. 1% cash back up to $500  paid on 3.16.2021. Payout amount is dependent on amount financed. For example: if you finance a $20,000 auto, you will receive a $200 payout. All accounts must be in good standing and meet KEMBA Advantage qualifications on 2.28.2021 to qualify for cash back. Cash back will be deposited into Primary Savings, be treated as a dividend payout and is taxable. Please consult a tax advisor to determine how cash back will affect your tax obligations. For Advantage qualifications, call 614.235.2395 or 800.282.6420, option 4. Offer ends 12.31.2020. Offer subject to change at any time. KEMBA membership required.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No