Refinance your car to save money!

  • No Payments for 90 Days
  • Get Cash Back Up to $1,000


  • Rates starting at 3.49% APR
  • Pay your car off faster
  • Ask us how you can get cash equity out of your vehicle

Apply Now!

*Rates valid as of April 12, 2019 for up to 48-month term. APR = Annual Percentage Rate. Document preparation fee of $124 waived on loans with 48-month term and loan-to-value (LTV) less than 90%. Loans subject to credit qualifications and approval. APR will vary based on credit score, loan-to-value, age of vehicle, KEMBA Advantage status, payment method, and document preparation fee. Interest will accrue during deferral period and will increase the total amount to repay the loan. Offer is not valid on existing KEMBA loans. 1% cash back up to $1,000 paid on September 12, 2019. Payout amount is dependent on amount financed. For example: If you finance a $20,000 auto, you will receive a $200 payout. All accounts must be in good standing and meet KEMBA Advantage qualifications on August 31, 2019 to qualify for cash back. Cash back will be treated as a dividend payout and is taxable. Please consult a tax advisor to determine how cash back will affect your tax obligations. For Advantage qualifications, call 614.235.2395 or 800.282.6420, option 4 or click here. Offer ends June 29, 2019. Offer subject to change at any time. KEMBA membership required.


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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No