Graduate Loan

A man in a graduation gown and cap with his family surrounding him and hugging him.























It starts with hard work. But we know money helps.

You're a go-getter. You're pursuing an advanced degree that could open the door to a successful future. There's no reason for finances to stand between you and your dreams. An affordable graduate student loan from KEMBA Financial Credit Union can help bridge the gap between your tuition costs and other forms of financial aid.
  • Line-of-credit private loan structure allows you to tap into funds whenever you need them
  • Borrow up to $100,000
  • Rates as low as 8.00% APR
  • Flexible repayment and in-school deferment options
  • View the list of eligible schools
 

































Graduate Student Loan Application

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Disclosures
Credit Union membership required to borrow. Subject to credit qualification and annual credit review. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change. You should also note that Federal Graduate PLUS loans are another option available for graduate students. Graduate PLUS loans provide enough assistance to cover your costs of attendance less other financial aid received. For more information, check with your school’s financial aid office or visit the Federal student aid website.
 
*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Find out if you’re eligible for membership.
 
Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or
mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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