Deposit checks right from your mobile device.

Online & Mobile Banking Tools

Virtual Deposits


Deposit checks from your mobile device with KEMBA’s Virtual Deposit!


Save gas and time when you deposit your checks instantly from your smartphone or tablet with KEMBA’s Virtual Deposit. Simply take a picture of your endorsed check and submit. It’s quick, secure and free for eligible KEMBA members.


How to use Virtual Deposit:

  1. Open the Virtual Deposit feature from your Mobile Banking app menu options.
  2. Select the account you want to deposit your check into, and enter the amount of the check. Please be careful, as your check will not be accepted if the amount you enter does not match the amount on the check.
  3. Use the buttons on the screen to take a picture of both sides of your check, following the on-screen instructions. Make sure your check is endorsed with your signature, as well as writing “For Mobile Deposit Only to KEMBA” before submitting.
  4. Press the “Submit” button. Once the check information and images are verified by our secure system, your deposit will be submitted for final processing and approval.* If there is an issue with the check image(s) or an inconsistency with the amount entered, you will be prompted to re-attempt your Virtual Deposit.
  5. Once your check has been received, you can view its status any time by pressing the “History” button. In addition, you can view pending/held check deposits in your account summary within the Mobile Banking app.


Click here to view Terms & Conditions for usage of KEMBA’s Virtual Deposit feature.



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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No