Open a 2.25% APY
13-Month Certificate!


More for your money in 2020!

Get a 13-month Certificate and earn up to 15x more than with the average 12-month CD offered at local banks.*


2.25% APY** 

  • $5,000 minimum
  • Advantage status & New money required





Open a Certificate today! Call us at 614.235.2395 or 800.282.6420, option 4, or

visit a KEMBA branch to get a savings option that meets your unique needs! 




*Comparison based on average of 12-month CD APY found on,,, and for deposits greater than $5,000 as of January 14, 2020.


**APY = Annual Percentage Yield. Rates are subject to change. Earn 2.00% APY for a 13-month Certificate or 2.25% APY for a 13-month Certificate with KEMBA Advantage status. Promotional Advantage rate available only to KEMBA Advantage members meeting program requirements for the full life of the Certificate. New money required (new money defined as money not on deposit with KEMBA in the past 12 months). Money currently on deposit at KEMBA is not eligible for this offer. Certificates must be funded at time of opening. $5,000 minimum deposit required to open and earn stated APY. $250,000 maximum deposit. If member has multiple accounts, member is only permitted one promotional Certificate in total. Offer not transferable. Not available with any other special offers or promotions. Early withdrawal penalties apply. Withdrawal and fees may reduce earnings. KEMBA reserves the right to change or cancel offer at any time. 13-month Certificate will automatically renew to a 12-month term at maturity, and earn stated APY at that time. Visit for Advantage program requirements. KEMBA reserves the right to change or cancel the Advantage program at any time. KEMBA funds federally insured by NCUA. KEMBA membership required. Rates available through February 29, 2020.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No