This is your year to earn more!


Earn more in the New Year!


Invest in a KEMBA Certificate and enjoy one of these great rates:

12 months at 1.75% APY

24 months at 2.25% APY

36 months at 2.35% APY


$500 Minimum Deposit Required

Plus, ask us how you can EARN A 0.25%APY RATE BUMP!



Certificates are an excellent investment tool that offer the higher interest rates you deserve…choose the option that best meets your unique needs.


Call us at 614.235.2395 or 800.282.6420, option 4, or visit a KEMBA branch to start earning more in 2019!




APY = Annual Percentage Yield. Rates listed are non-promotional, accurate as of January 1, 2019 and are subject to change. Certificates must be funded at time of opening. $500 minimum deposit required to open and earn stated APY. Early withdrawal penalties apply. Withdrawal and fees may reduce earnings. 0.25% rate bump available only to KEMBA Advantage members meeting program requirements for the full life of the Certificate. KEMBA reserves the right to change or cancel offer at any time. Please visit for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time. KEMBA funds federally insured by NCUA. KEMBA membership required.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No