Christmas Club Savings
Save for the Holidays all year long with a Christmas Club Savings so you can relax and enjoy the season without dipping into your emergency funds. Select the amount you wish to contribute each month and make deposits by payroll deduction or Direct Deposit, at KEMBA or Shared Branching locations, online, or by telephone. If you need to dip into this account throughout the year, you may want to consider opening a Secondary Savings account as an alternative to avoid the potential of the $10 withdrawal penalty.
For full Membership Agreements and Disclosures, please click here.
1This is a variable rate account. Rates may change after opening. For current dividend rates and corresponding Annual Percentage Yield (APY), refer to KEMBA’s current Account Disclosure Rate Supplement or our current rates page.
3Your Account will renew automatically at maturity, the 1st day of November each year for this account, and there is no grace period following the maturity date to make withdrawals without penalty. Upon maturity, your entire balance on deposit at that time will automatically be transferred to your Primary Savings Account. We will impose a penalty if you withdraw any funds before the maturity date. The penalty imposed will equal $10.00.