Access Cash with a
Personal Loan


Personal Loans

Signature Loan


Rates as low as 6.99% (7.41%APR*)

Plus, defer your first payment for 90 days!


Get a fixed-rate personal loan to help you manage your expenses! Whether it’s securing cash to maintain living expenses or preparing for a large purchase or life event, this could be the solution you need. Rely on us help you navigate your current financial situation and help you uncover ways to make your money work for you.


Loans are available for up to $50,000 and a five-year term, providing maximum flexibility to pay off debts at your own pace with an easy-to-budget fixed monthly payment.


It’s quick and easy, once your loan is approved and your documents are complete, your funds will be available by the end of the next business day.


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APR = Annual Percentage Rate. Rates accurate as of 5.10.22 and subject to change without notice. Loan rates include 0.25% rate discount for automatic ACH payment and Advantage rate discount. Non-Advantage APR is as low 7.91%. Visit for details on the KEMBA Advantage program. Loan subject to approval. Actual rates may vary based on creditworthiness, and method of payment. Finance charges are calculated using the daily balance method. Interest will accrue during deferral period and will increase the total amount to repay the loan. APR is based on a $20,000 loan with a $124 doc prep fee and a 36-month term. Minimum loan amount is $500. $50 pre-payment penalty may apply. KEMBA reserves the right to change this offer or the KEMBA Advantage program at any time. KEMBA membership, with $5 primary savings deposit, required. Federally insured by NCUA. Equal opportunity lender.


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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No