Elements Checking for Teens

Young student outside smiling.

This financial stuff isn't so tough. Time to give it a try.

Teens crave greater independence. That goes hand-in-hand with learning responsibility. At KEMBA Financial Credit Union, we help young people take those big steps forward with a special checking account for teens. They'll begin to learn some important money management basics - and Mom, Dad or another adult can keep a watchful eye.
  • Designed for teens age 14 to 17
  • At age 18, transitions to Hassle-Free Checking, where it continues to be free until age 241
  • Adult required to be on the account with the teen
  • No monthly fee2
  • No minimum balance requirement
  • Free, unlimited use of Digital Banking
  • Free, unlimited use of KEMBA ATMs
  • Free, unlimited use of KEMBA Mastercard Debit Card
  • Withdraw cash from more than 50,000 surcharge-free ATMs nationwide
  • Free account access at more than 5,500 Shared Branching locations nationwide
  • Free electronic Bill Payments and monthly eStatements

Speak with an expert about your KEMBA account

1Hassle-Free Checking Accounts have no monthly fees when you meet one of these requirements: 1) Have direct deposit of at least $500 per month to KEMBA, 2) Maintain an average daily balance of just $500 in your checking account, 3) are younger than 24 years old, or 4) are a KEMBA Advantage member; otherwise, the monthly fee is $6.95.
2Overdraft, transfer and NSF charges apply when applicable.
For full Membership Agreement and Disclosures, click here.

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