Student Loans

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3 Months No Payments or Interest!*
+ $350 Cash Reward**


College Financing 101 with KEMBA Financial Credit Union

Wherever you are on your college journey, in college or a graduate, KEMBA offers student loan options, plus helpful information and resources about the expenses that come with college life, or the mounting post-college debt.



Resources
Tap into these tools and information so you can achieve your educational goals.
  • Before you consider a private loan, search for scholarships and grants first, and complete the Free Application for Federal Student Aid (FAFSA) form.
  • StudentAid.Gov consolidates your federal student loan data in one place.
  • Search for available scholarships at fastweb.com.
  • Watch this video to learn the Seven Easy Steps to the FAFSA: Student's Guide to the Free Application for Federal Student Aid.
  • Access award-winning financial education, including timely webinars and guides, to improve your knowledge and habits, from our partners at Credit Union Student Choice and iGrad.

Take a Closer Look

KEMBA's private student loan options for undergraduate and graduate school students help bridge the financial gap after you've taken advantage of all available financial aid.
Undergrad

Undergrad Private Student Loan

KEMBA's private student loan options for undergraduate and graduate school students help bridge the financial gap after you've taken advantage of all available scholarships, grants and financial aid. Continue your journey toward a degree with a student loan that's at the head of the class.

Refinancing

Student Loan Refinancing

Refinance and combine undergraduate loans into one, easy to manage monthly payment to save money and reduce debt faster.

Graduate

Graduate Loan

Your major educational goals requires a smart financing option.
























Student Lending Center

Student Loan Application

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Disclosures
*To qualify, the loan application must be started between 11/19/2021 and 08/19/2024 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required, and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

**To qualify, the loan application must be started between 07/12/2024 and 09/30/2024. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $350. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.

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