Student Loans

Two students walking outside and talking to one another.

Ready to get started?

Learn More























3 Months No Payments or Interest!*
+ $350 Cash Reward**


College Financing 101 with KEMBA Financial Credit Union

Wherever you are on your college journey, in college or a graduate, KEMBA offers student loan options, including education loan refinancing, plus helpful information and resources about the expenses that come with college life, or the mounting post-college debt.



Resources
Tap into these tools and information so you can achieve your educational goals.
  • Before you consider a private loan, search for scholarships and grants first, and complete the Free Application for Federal Student Aid (FAFSA) form.
  • StudentAid.Gov consolidates your federal student loan data in one place.
  • Search for available scholarships at fastweb.com.
  • Watch this video to learn the Seven Easy Steps to the FAFSA: Student's Guide to the Free Application for Federal Student Aid.
  • Access award-winning financial education, including timely webinars and guides, to improve your knowledge and habits, from our partners at Credit Union Student Choice and iGrad.

Take a Closer Look

KEMBA's private student loan options for undergraduate and graduate school students help bridge the financial gap after you've taken advantage of all available financial aid.
Undergrad

Undergrad Private Student Loan

KEMBA's private student loan options for undergraduate and graduate school students help bridge the financial gap after you've taken advantage of all available scholarships, grants and financial aid. Continue your journey toward a degree with a student loan that's at the head of the class.

Refinancing

Student Loan Refinancing

Refinance and combine undergraduate loans into one, easy to manage monthly payment to save money and reduce debt faster.

Graduate

Graduate Loan

Your major educational goals require a smart financing option.
























Student Lending Center

Student Loan Application

Speak with Experts



At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures
*To qualify, the loan application must be started between 11/19/2021 and 08/19/2024 and the selected repayment term must be 10 years or less. Upon disbursement of your refinance loan, no payments will be required, and no interest will accrue during a three-month promotional period. After this three-month promotional period ends, this loan requires full payments of principal and interest. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications.

**To qualify, the loan application must be started between 07/12/2024 and 09/30/2024. Upon approval and disbursement of your refinance loan, the primary borrower will receive a cash deposit of $350. The cash deposit will be awarded in the form of a deposit to your credit union checking or savings account within 90 business days from the funding date of the loan. The primary borrower must be a credit union member in good standing at the time of deposit. Limit one cash award per borrower. The credit union reserves the right to modify the terms of this offer at any point in the future for new applications. Recipient is responsible for any applicable federal, state, or local taxes associated with receiving the cash deposit; consult your tax advisor to determine applicable tax consequences.

happy woman in group
KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account