Get the credit card with a low rate and valuable cash back rewards
KEMBA Financial Credit Union's Platinum Rewards Visa® delivers everything you want in a credit card – low everyday rates, no annual fees, and cash back rewards on purchases. It's the card that helps you save when you make daily purchases and when you transfer debt from credit cards with higher rates.
- Everyday rates as low as 12.99% APR
- Low rates = monthly cash savings
- Always earn 1% cash back on purchases every day and on balance transfers in the first 90 days
- Enjoy tap to pay convenience for an easy and secure check out
- Cash back rewards are deposited each February into a special Rewards Savings account that earns 5.00% APY for Advantage members and 1.00% APY for non-Advantage members
- Instant-issued cards are available at any KEMBA branch on the spot for same-day use
- Lock or Unlock your card in seconds via Digital Banking
- Simple integration with your digital wallet for easy access to your account
- Safeguard your money with account alerts, fraud protection and additional core benefits
- Compare KEMBA's rates to national credit card providers
- View a copy of KEMBA’s Credit Card Agreement
Choose an option below to get started!
Digital Banking usersOpen KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.
Take a Closer Look
Dig deeper and you'll find more reasons why this credit card should become your go-to.
Credit Card Automated Alerts FAQ
- Learn more about automatic card and Digital Banking alerts.
Credit Card Balance Transfer Request
- Transfer your balances to pay them off faster! It’s quick, easy, and secure!
Card Updater Tool
Select your favorite merchants and instantly establish your new card as your primary payment method everywhere you shop or pay!