Youth Solutions

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Good financial habits start here - and now with KEMBA Financial Credit Union

Deposit accounts for youths are a great place for birthday cash, weekly allowances and part-time job pay. But in the bigger picture, they're the first step on a lifetime financial journey.

We offer a checking account that comes with grown-up money management tools and savings options that feature competitive interest payments - and the opportunity to learn the value of money.

Accounts suitable for kids

Savings Accounts

Start them young with coins from their piggy bank. As kids get older and more money starts rolling in, they'll have learned that saving dollars can be as rewarding as spending them.
  • Competitive interest rates
  • Digital Banking access
  • Establishes child's KEMBA membership

Savings Tool

Money Market Accounts

That smartphone, out-of-town class trip or first car aren't going to pay for themselves. A Money Market Account allows young people to grow their savings faster than traditional savings accounts.
  • Higher interest rates
  • Easy access to funds
  • Earning tiers reward bigger balances

Long-Term Savings


Should a young person start investing? Why not? Especially when they can build for their future - college, perhaps - with a secure savings account that offers attractive earning potential.
  • Choose Certificates from 3 months to 7 years
  • Higher earnings than traditional savings accounts
  • Safe investment with little risk

Checking Basics

Elements Checking Account for Teens

The best time to learn the basics of everyday money management? When grown-ups are still around to keep an eye on things. This account is designed for teens 14 to 17.
  • No monthly fees or minimum balance required*
  • Digital Banking access
  • Free Mastercard Debit Card
  • Confidence for parents and guardians as an adult is required to be on the account

*Overdraft, transfer and NSF fees apply when applicable.


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