Your business operating budget just got somewhat bigger.
- Minimum opening deposit of $1000
- Earn competitive interest with minimum average daily balance of $5,000
- Avoid $10 monthly service charge with $5,000 minimum average daily balance
- 500 transactions per month (after that, $0.15 per transaction)
- Get an instantly issued KEMBA Mastercard® Debit Card1 for fast, easy purchases
- Deposit checks from anywhere with Remote Deposit
- Tap into your business checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide
- 24/7 convenience of unlimited Digital Banking tools
- Electronic Bill Pay and mobile check deposit2
Item | Business Value Checking | Business Smart Checking (Interest Bearing) |
---|---|---|
Minimum balance to open | $100.00 | $1,000.00 |
Monthly service charge | $10.00 | $10.00 |
Average daily balance required to avoid monthly service charge | $500.00 | $5,000.00 |
Transaction items per month | 200 | 500 |
Per transaction item fees | $0.25 each item over 200 | $0.15 each item over 500 |
Minimum average daily balance to earn dividends | N/A | $5,000.00 |
Dividend frequency | N/A | Monthly |
Dividend payment calculation method | N/A | Average Daily Balance |
Dividends paid on | N/A | Entire Account Balance |
Early account closure fee (if closed within 6 months of account opening) | $25.00 | $25.00 |
Debit Card | Included | Included |
Digital Banking access | Included | Included |
Bill Pay | Included | Included |
Instant Access (telephone banking) | Included | Included |