KEMBA Financial Credit Union

Smiling family planning and saving for future milestones with a money market account
A better way to bank

Money Market Special

Earn up to 3.75% APY until 2027 with a high-rate money Market Savings

Learn more

KEMBA's Annual Meeting is scheduled for March 11, 2026. Click here for more information and to RSVP.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 

Virtual Homebuyer Workshop

Join us on Wednesday, February 25, 2026 for our Virtual Homebuyer Workshop. Click above for more information and to RSVP!
 

Person holding a KEMBA Visa Platinum Credit Card in one hand and a smartphone in the other

Credit Card Special

0.00% APR intro rate for 18 months on balance transfers in the first 90 days. Available for personal & business cards
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

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Rates effective as of February 1, 2026 . 

Credit Card

APR as low as

11.49%

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Rates effective as of February 1, 2026 . 

Money Markets

APY as HIGH as

2.55%

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Rates effective as of February 1, 2026 . 

Certificates

APY as HIGH as

3.60%

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Rates effective as of February 1, 2026 . 












REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.



















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account