KEMBA Financial Credit Union

A woman holds a KEMBA Signature credit card while using a laptop, exemplifying the convenience of digital banking services.
A better way to bank

$300 Cash Back Reward with a New Visa

When you spend $3,000 in the first 90 days + take advantage of a limited-time intro rate!

Apply now


Top Products & Services

Empowering Your Financial Journey

Phone alert icon
Security Alerts
Cyan auto icon
Auto Loan
Green card icon
Credit Cards
Purple house icon
Home Loans
Orange piggy bank icon.
Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Smiling family planning and saving for future milestones with a money market account

Money Market Special

Earn up to 3.75% APY until 2027 with a high-rate money Market Savings.
Happy couple applying for a Home Equity Line-of-Credit from KEMBA

Home Equity Limited-Time Intro Rate

Use your home's equity to do big things!
Couple reviewing options to save money by refinancing their auto loan

Auto Loan Refi Special

Get up to $500 cash back when you refi an existing Auto Loan with KEMBA.
A green icon of a badge with a checkmark in the middle.
Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

Exclamation point icon
Rates effective as of February 1, 2026 . 

Credit Card

APR as low as

11.49%

Exclamation point icon
Rates effective as of February 1, 2026 . 

Money Markets

APY as HIGH as

2.55%

Exclamation point icon
Rates effective as of February 1, 2026 . 

Certificates

APY as HIGH as

3.60%

Exclamation point icon
Rates effective as of February 1, 2026 . 

Grand opening

NEW KIT Kiosk in the Georgesville Square Shopping Center

The new Georgesville Square KIT Kiosk proudly serves southwestern Franklin County, including the surrounding Galloway and southwestern Columbus communities. KEMBA Interactive Teller, or KIT Kiosks for short, combines the convenience of an ATM with the personal service of a live teller, allowing us to serve you on your schedule, while providing safe, secure transactions. 









REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.



















happy woman in group
KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account