KEMBA Financial Credit Union

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A better way to bank

Earn 4.25%APY with an intro rate money market account!

Let's talk

All locations of KEMBA Financial Credit Union, including the Virtual Branch and the Corporate office, will be closed Monday, May 29 for Memorial Day.
Fraud Alert: we have been notified that some members are receiving fraudulent calls or text messages. Please remember that KEMBA would never call you requesting information such as full card number, account number or personal information - or text you that your card is locked. If you receive a suspicious call or text do not provide any information and contact us so we can verify the message is valid.
Top Products & Services

Empowering Your Financial Journey

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Auto Loans
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Credit Card
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Home Loans
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Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
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Open a 7-month or 17-month Certificate

Save for the things that matter most.

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Open a 12-month 0% intro rate Visa

Transfer your balances and pay them off faster!

Happy couple applying for a Home Equity Line-of-Credit from KEMBA

Open a HELOC with 1.99% APR for 6 months

Let the equity in your home work for you!

Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as


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Rates effective as of May 8, 2023 . 

Credit Card

APR as low as


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Rates effective as of May 8, 2023 . 

Money Markets

APY as HIGH as


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Rates effective as of May 8, 2023 . 


APY as HIGH as


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Rates effective as of May 8, 2023 . 

Community Banking

KEMBA is your Local Banking Partner


Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.

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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.

Open an account