KEMBA Financial Credit Union

Mother playing with daughter, feeling financially safe.
A better way to bank

LIMITED-TIME HELOC INTRO RATE

pAY 1.99% APR FOR 6 MONTHS!

Apply now

Thanks to your unwavering support and advocacy, the tax-exempt status of credit unions has been protected. We’re honored to share this achievement with you, our valued members, and extend a heartfelt thank you for standing with us and supporting the “Don’t Tax My Credit Union” movement. 
Top Products & Services

Empowering Your Financial Journey

Phone alert icon
Security Alerts
Cyan auto icon
Auto Loan
Green card icon
Credit Cards
Purple house icon
Home Loans
Orange piggy bank icon
Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Two fathers holding daughter, feeling financially secure.

MONEY MARKET SPECIAL

Reliable returns for every goal - earn up to 4.00% APY for a limited time!

Customer tapping KEMBA Financial Visa credit card for secure, contactless payment and earning cash back rewards.

CREDIT CARD SPECIAL

0.00% APR on balance transfers for 15 months & 2% cash back!
Family enjoying a beach vacation, made possible by cash back from refinancing their auto loan with KEMBA.

AUTO REFINANCE SPECIAL

Get up to $500 cash back with an Auto Refinance!
A green icon of a badge with a checkmark in the middle.
Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

Exclamation point icon
Rates effective as of May 1, 2025 . 

Credit Card

APR as low as

12.24%

Exclamation point icon
Rates effective as of May 1, 2025 . 

Money Markets

APY as HIGH as

2.80%

Exclamation point icon
Rates effective as of May 1, 2025 . 

Certificates

APY as HIGH as

3.80%

Exclamation point icon
Rates effective as of May 1, 2025 . 

TOP WORKPLACE Award

KEMBA has been named a Top Workplace for the 5th straight year by Columbus CEO & a Top Workplaces USA winner by USA TODAY

These honors are based entirely on associate feedback—and we couldn't be prouder of the culture we've built together. At KEMBA, we focus on growth, connection, and making a difference in the lives of our team, our members, and our communities. 
 
Ready to join the team? Visit our Careers page to apply now!








REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















happy woman in group
KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
A woman looking straight at the camera smiling with people talking behind her.
Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account