KEMBA Financial Credit Union

happy adults at a summer night party
A better way to bank


Earn 5.00% APY with our 13-month certificate special! Plus ask how you can earn a 0.25% APY rate bump.

Let's talk

All locations, including Virtual Branch and the Corporate Office, will be closed Wednesday, June 19 in observance of Juneteenth.
Top Products & Services

Empowering Your Financial Journey

Phone alert icon
Security Alerts
Cyan auto icon
Auto Loan
Green card icon
Credit Cards
Purple house icon
Home Loans
Orange piggy bank icon

Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
A man and a women holding a mug smiling at each other in a yard doing work.

Ohio Homebuyer Plus: Build your home savings faster

Earn 7.00% APY, a $500 match, & $1500 closing cost credit!

A Dad holding his baby and smiling.

Build your savings for your unique goals

Earn up to 4.75% APY, 7x the national average money market rate!

A girl standing on the sidewalk and a guy putting two suitcases into the trunk of a car.

Unlock the possibilities with one of our KEMBA Visas

0.00% APR on balance transfers + 2% cash back on purchases

A green icon of a badge with a checkmark in the middle.
Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as


Exclamation point icon
Rates effective as of June 3, 2024 . 

Credit Card

APR as low as


Exclamation point icon
Rates effective as of June 3, 2024 . 

Money Markets

APY as HIGH as


Exclamation point icon
Rates effective as of June 3, 2024 . 


APY as HIGH as


Exclamation point icon
Rates effective as of June 3, 2024 . 

Community Banking

KEMBA is your Local Banking Partner


Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.

happy woman in group
KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
A woman looking straight at the camera smiling with people talking behind her.
Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
 Become a member

Come see why we're a better way to bank.

Open an account