KEMBA Financial Credit Union

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A better way to bank

Earn more with an introductory rate Money Market Account.

Let's talk

Always be on alert for fraudsters trying to access your personal information! As a reminder, KEMBA will never call or text you to ask for card or PIN information. If you receive an inquiry like this, please do not provide any personal information. Instead, call us directly or utilize Conversations in Digital Banking to find out if we are trying to get ahold of you regarding your account.

Top Products & Services

Empowering Your Financial Journey

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Auto Loans
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Credit Card
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Home Loans

Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Keep It local

Personalized service, great rates, and individual solutions right in your neighborhood!

We're honored to say that we put people first. Rely on us for expert guidance as you conquer life’s biggest financial moments and opportunities! 

Earn more with a KEMBA Certificate ›

Take advantage of these great dividends – without the risks!

Open a new KEMBA Visa ›

Enjoy 0% intro rate for 12 months on balance transfers!

Secure your cash today ›

Refinance your car - Get 1% cash back up to $500 next day.

Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as


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Rates effective as of November 22, 2022. 

Credit Card

APR as low as


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Rates effective as of December 19, 2022. 

Money Markets

APY as HIGH as


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Rates effective as of December 1, 2022. 


APY as HIGH as


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Rates effective as of February 1, 2023. 

Community Banking

We'll Meet You Where You Are


Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.

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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
2023 Annual Meeting

Join us.

The 90th Annual Meeting is March 15, 2023. Use the button below to learn about our incumbent Board Members or to RSVP.

Become a member

Come see why we're a better way to bank.

Open an account