KEMBA Financial Credit Union

A better way to bank

Better banking begins with a conversation.

Let's talk

Our hearts are with everyone who has been affected by Hurricane Ian in Florida and other coastal states. If you’re a member, or have family or dependents, living in one of these areas, and are experiencing hardships as a result, please call us at 800.282.6420, option 4, or schedule an appointment online, to discuss potential financial solutions as you work through this difficult time.
Top Products & Services

Empowering Your Financial Journey

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Auto Loans
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Credit Card
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Home Loans

Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Keep It local

Personalized service, great rates, and individual solutions right in your neighborhood!

Plus, community support is part of our mission! We're honored to say that we put people first. 
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Earn up to 4x more with a KEMBA Certificate

Take advantage of these great dividends – without the risks!

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Open a new KEMBA Visa

Enjoy a 0% intro rate for 12 months on purchases and balance transfers!

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Secure your cash today

Freshen up your home or finances with a HELOC from KEMBA – with a 1.99% intro rate!

Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as


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Rates effective as of October 1, 2022. 

Credit Card

APR as low as


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Rates effective as of October 1, 2022. 

Money Markets

APY as HIGH as


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Rates effective as of October 1, 2022. 


APY as HIGH as


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Rates effective as of October 1, 2022. 

Community Banking

We'll Meet You Where You Are

Everyday Banking

Rely on us for personalized, expert guidance as you conquer life’s biggest financial moments and opportunities!

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Apply for an Auto Loan

Finance your next vehicle or switch your current high-rate loan to KEMBA to pay it off faster. Apply now to refinance or get pre-approved before you shop!

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Apply for a Credit Card

Save money with low everyday rates, and enjoy great benefits with no gimmicks: no annual fee and cash back rewards on purchases. The KEMBA Platinum Rewards Visa allows you to save for life’s moments that matter most.

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Open a Certificate or Money Market

Above market rates set us apart to help you save for big moments or a rainy day. Compare our rates to see for yourself.

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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
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Earn more save more

Get more perks as a KEMBA Advantage member.

Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!

Become a member

Come see why we're a better way to bank.

Open an account