KEMBA Financial Credit Union

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A better way to bank

Cash Back Credit Card Special

Earn $300 cash back and unlock a limited-time intro rate for balance Transfers

Learn more

KEMBA's Annual Meeting is scheduled for March 11, 2026. Click here for more information and to RSVP.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Smiling family planning and saving for future milestones with a money market account

Money Market Special

Earn up to 3.75% APY until 2027 with a high-rate money Market Savings.

Couple reviewing options to save money by refinancing their auto loan

Auto Loan Refi Special

Get up to $500 cash back when you refi an existing Auto Loan with KEMBA. 
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

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Rates effective as of February 1, 2026 . 

Credit Card

APR as low as

11.49%

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Rates effective as of February 1, 2026 . 

Money Markets

APY as HIGH as

2.55%

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Rates effective as of February 1, 2026 . 

Certificates

APY as HIGH as

3.60%

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Rates effective as of February 1, 2026 . 

Official Groundbreaking

A better way to bank is coming to Delaware

Members of the KEMBA Financial Credit Union team joined Delaware City Officials and the Delaware Chamber of Commerce for the official KEMBA Delaware Branch groundbreaking ceremony on November 19th.








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Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.



















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
Become a member

Come see why we're a better way to bank.


Open an account