KEMBA Financial Credit Union

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A better way to bank

CREDIT CARD SPECIAL

Start your New Year off financially savvy: Choose from 2 cards with 0.00% intro APR on balance transfers!

Find out more

KEMBA's 92nd Annual Meeting is scheduled for March 12, 2025. Click here to learn more and RSVP.
Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
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CERTIFICATE SPECIAL

Combat falling rates! Open a limited time, 5-Month Certificate for up to 4.35% APY

Counting cash savings after auto loan refinancing, showcasing the benefits of lower rates and cashback rewards for smart financial decisions.

Auto Loan Refinance Special

Get up to $500 cash back -- next day!
Happy family reviewing finances with a laptop, highlighting the stability and security of a Money Market Account for financial peace of mind.

Money Market Special

Reliable returns for every goal - earn up to 4.40% APY for a limited time!
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

5.24%

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Rates effective as of February 1, 2025 . 

Credit Card

APR as low as

12.24%

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Rates effective as of February 1, 2025 . 

Money Markets

APY as HIGH as

2.90%

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Rates effective as of February 1, 2025 . 

Certificates

APY as HIGH as

4.00%

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Rates effective as of February 1, 2025 . 












REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
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Volunteer and Serve

Introducing: KEMBA's Associate Director Program!

The Associate Director Program provides Members the opportunity to volunteer and contribute to the future success of our Credit Union.
Become a member

Come see why we're a better way to bank.


Open an account