KEMBA Financial Credit Union

A woman holds a KEMBA Signature credit card while using a laptop, exemplifying the convenience of digital banking services.
A better way to bank

$300 Cash Back Reward with a New Visa

When you spend $3,000 in the first 90 days + take advantage of a limited-time intro rate!

Apply now


Top Products & Services

Empowering Your Financial Journey

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Security Alerts
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Auto Loan
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Credit Cards
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Home Loans
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Savings










Our Team is
Here to Help

Convenient KEMBA Locations

Speak With Our Experts

Current Specials

Take Advantage of these Limited-Time Special Offers!

Plus, personalized service, great rates and individual solutions – where you never have to worry about the safety of your money – right in your neighborhood!
 
Smiling family planning and saving for future milestones with a money market account

Money Market Special

Earn up to 3.75% APY until April 2027 with a high-rate money Market Savings.
Happy couple applying for a Home Equity Line-of-Credit from KEMBA

Home Equity Limited-Time Intro Rate

Use your home's equity to do big things!
A Central Ohio home made possible with a mortgage from KEMBA Financial.

$500 Closing Cost Credit* on a New Home Purchase

When you apply for a first-mortgage and close within 90 days or get pre‑qualified and apply within 90 days!
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Featured Rates

Not Your Traditional Bank Rates

Auto Loan

Rates as low as

4.99%

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Rates effective as of February 1, 2026 . 

Credit Card

APR as low as

11.49%

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Rates effective as of February 1, 2026 . 

Money Markets

APY as HIGH as

2.55%

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Rates effective as of February 1, 2026 . 

Certificates

APY as HIGH as

3.60%

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Rates effective as of February 1, 2026 . 

Grand opening

NEW KIT Kiosk in the Georgesville Square Shopping Center

The new Georgesville Square KIT Kiosk proudly serves southwestern Franklin County, including the surrounding Galloway and southwestern Columbus communities. KEMBA Interactive Teller, or KIT Kiosks for short, combines the convenience of an ATM with the personal service of a live teller, allowing us to serve you on your schedule, while providing safe, secure transactions. 









REFER A FRIEND

Get rewarded for referring friends!

We’d love to have more members like you! Earn rewards points to redeem for gift cards when you make referrals.


















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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!
*Get a $500 closing cost credit when you complete a mortgage pre‑qualification and apply for a first‑mortgage within 90 days or apply for a first mortgage during the promotional time period (May 1- May 31, 2026) and close within 90 days. The credit will be applied as a lender credit at closing, has no cash value, and cannot be combined with other closing cost offers. Eligible for new purchase loans only, refinances are not eligible. If the loan does not close, the closing credit has no value. Rates and terms subject to credit approval and may vary based on the following: credit rating, and and/or value of collateral, term of loan and borrower’s debt-to-income ratio. Rates and offers apply to owner-occupied, single-family home used as a primary residence. Closing costs and finances charges may vary. Additional restrictions may apply, and the offer may change without notice. Offer not valid in all states. Pre-qualifications are good for 90 days. Additional terms and conditions apply. Equal Housing Lender. Federally insured by NCUA. KEMBA membership required. NMLS 292230. Offer valid for pre‑qualifications dated May 1 – May 31, 2026.
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