KEMBA Financial Credit Union

Woman driving confidently after a KEMBA auto loan refinance

Limited Time: 1.00% Auto Loan Rate Discount

If you’re paying 7.00% APR or more on your car loan, see how much you might save with a refinance.

Apply now

All KEMBA locations, including the Corporate Office and Virtual Branch, will be closed Monday, September 7 in observance of Labor Day.
 
Attention Members: If you've been impacted by the recent severe weather and flooding in Central Ohio, we're here to help you through it. Please contact us, and together, we can review your unique situation. 

A better way to bank. A better way to make your money work.

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Auto Loans
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Credit Cards
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Home Loans
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Savings










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Local roots since 1933

Proudly serving generations of Central Ohioans for more than 90 years.

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Convenient access

12 branches across Central Ohio, complete Digital Banking services, and more than 50,000 surcharge-free ATMs.

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Community commitment

Credit unions distinguish themselves from traditional banking institutions through a strong local focus and community involvement. 

Featured Offers

Take Advantage of these Limited-Time Special Offers!

Customer tapping KEMBA Financial Visa credit card for secure, contactless payment and earning cash back rewards.

$300 Cash Back Reward with a New Visa

When you spend $3,000 in the first 90 days + take advantage of a limited-time intro rate!


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Auto Loan

Rates as low as

4.74%

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Rates effective as of August 1, 2026 . 

Credit Card

APR as low as

11.49%

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Rates effective as of August 1, 2026 . 

Money Markets

APY as HIGH as

2.55%

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Rates effective as of August 1, 2026 . 

Certificates

APY as HIGH as

3.80%

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Rates effective as of August 1, 2026 . 

Powerful Solutions

Now Offering Treasury Management Solutions

Take advantage of: ACH Origination, Remote Deposit Capture, Wire Transfer, Merchant Services, and Positive Pay.
 




























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KEMBA Careers

KEMBA is a great place to work, and we’re hiring!

Would you like to join a company that pays above market salaries with phenomenal benefits? Then it is time to join KEMBA Financial Credit Union!

Become a member

Come see why we're a better way to bank.


Open an account