Personal Loan Rates and Calculator

Smiling woman with a fixed rate 90 day payment deferral personal loan from KEMBA's Columbus branch.

Financing at the Right Rate


When you need a fixed-rate personal loan to manage daily or or unexpected expenses, or even to consolidate high-rate debt, check out KEMBA Financial Credit Union's options. Borrow up to $50,000 for as long as five years and defer your first payment for 90 days.
 

The Boost You Need


Once you figure out how much money you need to carry out your plan, estimate your monthly cost by using this calculator. Adjust the loan term to see its effect on your payment.

The original or expected total dollar amount for this loan.

Loan Amount:

$250
$500
$25k
50k
The interest rate on this product.

Interest Rate:

5%
6.99%
12%
16.99%
The expected amount of time.

Term:

24 Months
6mo
12mo
24mo
36mo
48mo
60mo

$--.--

Estimated Monthly Payment




















Learn More About Personal Loans


To learn more about Personal Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


 






At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
Disclosures

Calculator is provided for educational purposes only.

Actual rates may vary based on creditworthiness, and method of payment. Finance charges are calculated using the daily balance method. Interest will accrue during deferral period and will increase the total amount to repay the loan. Minimum loan amount is $500. $50 pre-payment penalty may apply. KEMBA membership required. Federally insured by NCUA.


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