Small Business Banking Resources

A group of five people standing and smiling in an industrial office.

No one works harder than you do. But we come close.

Running a small business takes incredible energy and commitment. At KEMBA Financial Credit Union, we're just as dedicated, but we're dedicated to you. Our goal is to provide you with all the financial services needed to help you reach your goals, continue growing, and expand on your success.

everyday purchases

Small Business Low-Interest Credit Card

Who says you need to choose between low rates and revenue-enhancing cash-back rewards? Our Premier Visa® for business owners offers both.
  • Rates as low as 15.24% APR¹
  • No annual fee or balance transfer fee
  • 1% cash-back rewards on qualified purchases²
borrow for any Purpose

Small Business Lines of Credit

Make repairs, purchase inventory, hire seasonal help. Whatever your business needs, you can tap into a low-cost loan fund to pay for it.
  • Competitive, variable rates
  • Pay interest only on the funds actually borrowed
  • Easy access to funds via checks and Digital Banking
tools you need

Small Business Checking and Savings

Running a business is hard. So you need your everyday banking to be convenient and cost-effective. That's what you get with our time-saving checking options and interest-earning savings tools.
  • Free Digital Banking tools
  • Higher earnings on deposits
  • Health Savings Accounts for your workforce
Borrow to purchase

Small Business Loans

There's no doubt about it. Small businesses need timely financing and access to working capital in order to compete in today's economic world.
  • Competitive rates on term loans
  • Flexible repayment terms
  • Expert help from experienced lenders
SHare your story

Small Business Spotlight

What's it take to be successful? It depends on who you ask. We've invited some local entrepreneurs to share their stories.
  • Celebrate your neighbors' success
  • Get insights from your peers
  • Build on the ideas of others
Financial Resources

Small Business Resources, Tools, and Programs

As always, we stand ready to assist with your business banking needs, ranging from our in-house services to our local business partnerships.
  • Products and services tailored to meet your business needs

Learn More About Small Business Products and Services

To learn more about Business Banking & Commercial Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


¹APR=Annual Percentage Rate. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month.

²1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. Cash back points will be awarded for balance transfers made within the first ninety (90) days your Platinum Rewards account is open. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. KEMBA reserves the right to exclude repeated balance transfers from cash back offer. Cash back offer subject to change without notice.

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