Hassle-Free Checking with No Monthly Service Fee

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An account that says, 'We've got things under control.'

In a complex world, we're all looking for ways to make our lives easier. When it comes to everyday money management, you've come to the right place. Our Hassle-Free Checking option comes with no monthly service fee and features 24/7 Digital Banking, a free KEMBA Debit Card, zero fees at thousands of ATMs - and a total convenience factor that approaches infinity.
  • Your account for everyday banking needs
  • No monthly service fee1
  • Anytime access to Digital Banking for money management
  • Deposit checks from anywhere with Remote Deposit
  • Free and unlimited use of KEMBA ATMs and select ATM fee waivers2
  • Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide
  • Get an instantly issued KEMBA Mastercard Debit Card for fast, easy purchases and earn rewards for your everyday spending
  • Get one step closer to Advantage status, go green and get up-to-date account information with monthly eStatements.
  • Become a KEMBA Advantage Member for exclusive rate bonuses and discounts3
  • Move forward with confidence by taking advantage of our complimentary financial counseling and education resources
  • Enjoy free account access at more than 5,500 Shared Branch locations nationwide
  • Advantage members receive one free box of checks per year, otherwise check prices are at cost, and vary by design.

Learn More About Checking

To learn more about Checking, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


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1Overdraft, transfer, and NSF charges apply when applicable. Click here for our fee schedule.
2All KEMBA members receive 4 free non-KEMBA ATM transactions, Advantage members receive 8 free non-KEMBA ATM transactions, and students under the age of 24 receive 6 free non-KEMBA ATM transactions.
3Learn more about the requirements of becoming an Advantage member by clicking here.
For your convenience, a full copy of your Membership Disclosures can be found at kemba.org, obtained at one of our convenient branches, or requested by contacting us at 614.235.2395 or 800.282.6420, option 4.

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Student Loans

A better way to finance your education! 

KEMBA offers low-rate student loans to fill the gaps between a federal loan and tuition, graduate student loans, and refinancing for both private and federal student loans
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