Hassle-Free Checking

An account that says, 'We've got things under control.'

In a complex world, we're all looking for ways to make our lives easier. When it comes to everyday money management, you've come to the right place. Our Hassle-Free Checking option features 24/7 Digital Banking, a free KEMBA Debit Card, zero fees at thousands of ATMs - and a total convenience factor that approaches infinity.
  • Your account for everyday banking needs
  • Anytime access to Digital Banking for money management
  • Deposit checks from anywhere with Remote Deposit
  • Free and unlimited use of KEMBA ATMs and select ATM fee waivers1
  • Tap into your checking account at more than 50,000 non-KEMBA surcharge-free ATMs nationwide
  • Get an instantly issued KEMBA Mastercard Debit Card for fast, easy purchases and earn rewards for your everyday spending
  • Get one step closer to Advantage status, go green and get up-to-date account information with monthly eStatements.
  • Become a KEMBA Advantage Member for exclusive rate bonuses and discounts2
  • Move forward with confidence by taking advantage of our complimentary financial counseling and education resources
  • Enjoy free account access at more than 5,500 Shared Branch locations nationwide
  • Advantage members receive one free box of checks per year, otherwise check prices are at cost, and vary by design.

It's Easy to Avoid Fees

This account comes with a monthly fee of $6.95. But the charge is eliminated when you meet one of these requirements3:
  • Have direct deposit of at least $500 per month to KEMBA
  • Maintain an average daily balance of just $500 in your checking account
  • Are younger than 24 years old
  • Are a KEMBA Advantage member

Learn More About Checking

To learn more about Checking, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


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1All KEMBA members receive 4 free non-KEMBA ATM transactions, Advantage members receive 8 free non-KEMBA ATM transactions, and students under the age of 24 receive 6 free non-KEMBA ATM transactions.
² Learn more about the requirements of becoming an Advantage member by clicking here.
³ Overdraft, transfer, and NSF charges apply when applicable. Click here for our fee schedule.
For full Membership Agreements and Disclosures, please click here.

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Student Loans

A better way to finance your education! 

KEMBA offers low-rate student loans to fill the gaps between a federal loan and tuition, graduate student loans, and refinancing for both private and federal student loans
Become a member

Come see why we're a better way to bank.

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