Ohio Homebuyer Plus Savings Program

A large blue home with a wrap around porch.

KEMBA Ohio Homebuyer Plus:

Exclusive 6.25% APY*

Unlock owning your dream home faster with the Ohio Homebuyer Plus Savings Program and KEMBA Financial Credit Union.

Saving for a new home in Ohio is now more rewarding than ever with this high interest, home savings account opportunity. The Ohio Homebuyer Plus Savings Program gives you access to above-market interest rates to help grow your money faster and get into your dream home.

Exclusive Interest Rate 6.25% APY

Existing and First Time Ohio Homeowners Eligible!

$500 minimum contribution and $100,000 maximum contribution
- Review FAQs linked below for timeframe usage requirements

Put it towards a down payment on your home or mortgage closing costs
Deposits are safe and federally insured by NCUA
Potential tax advantages+

Download our Savings Guide

Want to know more? Review these FAQs.

Ohio Homebuyer Plus Savings Account Participant Requirements:

Review the Ohio Homebuyer Plus Participation Statement from the Ohio Treasurer’s Office here
Be an Ohio resident at least 18 years of age
Have your primary residence located in the State of Ohio
Only use the high interest savings account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming your new primary residence

“The Ohio Homebuyer Plus savings account is giving my fiancé and I an opportunity to save for our first home faster than we could have otherwise,” said Gina Bartholomew, KEMBA member and Ohio Homebuyer Plus account holder.

“The Central Ohio housing market is challenging to say the least, and this is an amazing opportunity for us to save so much more than a traditional savings account. As an added benefit, opening the account at KEMBA was quick and easy.”

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Choose an option below to open your Ohio Homebuyer Plus Savings account today!

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At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures

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*APY = Annual Percentage Yield. This is a variable rate account. Rates are subject to change after account opening. $500 Minimum to open the account. There is a maximum contribution limit of $100,000. Account duration is limited to 5 years. Accounts opened on or before March 31, 2025 that have reached the account balance maximum must use the balance for an eligible home within 5 years of the account open date. Accounts opened on or after April 1, 2025 that have reached the account balance maximum must use their account balance within 12 calendar months of reaching said maximum for the purchase of an eligible home. 6.25% APY valid as of April 1, 2025 and subject to change. Subject to creditworthiness and eligibility. We reserve the right to change this offer at any time. KEMBA Membership required. Federally insured by NCUA.

+Please consult a tax advisor regarding individual circumstances and potential federal tax implications, or the Internal Revenue Service.

For full Ohio Homebuyer Plus Savings account disclosure, click here. View all current deposit rates here.

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