Premier Business Visa Rewards Credit Card

Customer tapping KEMBA Financial Visa Business credit card for secure, contactless payment and earning cash back rewards.
Limited-Time Offer:

Exclusive Balance Transfer Offer

A Premier Business Visa with Rewards credit card.

Boost your business’s spending power, while earning cash back on every purchase!

Take advantage of this limited time offer on our Premier Business Visa:
  • Open a new card and get 0.00% introductory APR¹ for 18 months on purchases in the first 90 days²
  • Transfer high-rate debt within the first 90 days and pay an introductory 0.00% APR for 18 months
  • No annual fees to keep costs low
  • Low everyday rates between 13.49% APR and 19.49% APR to help you leverage cash on hand for immediate business needs
Benefits

A Rewards Credit Card That's All Business

Blue low rates icon
Rates as low as 13.49% APR1
Green cash icon
1% cash back rewards on purchases every day2
Orange no fee icon
No annual fee















Earn premier rewards on everyday business purchases

You need a business credit card that keeps pace with your business day-to-day and always delivers. Enter KEMBA Financial Credit Union's Premier Business Visa®. Rates are low so you're not weighed down, and your regular purchases always earn cash-back rewards.



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Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

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Learn More About Business Credit Cards

To learn more about Business Banking & Commercial Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 










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800.282.6420
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At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.


Disclosures
¹APR=Annual Percentage Rate.
 
²Premier Business Visa 0.00% APR Offer: The 0.00% APR introductory rate on purchases is valid for 18 months from the time a Premier Business Visa with Rewards card is opened for purchases made in the first 90 days the card is open. The 0.00% APR Introductory rate on balance transfers is valid for 18 months from the time a Premier Business Visa with Rewards card is opened for balance transfers made within the first 90 days the card is open. A balance transfer fee of $5.00 or 3.0% of the total transferred balance, whichever is greater, applies at time of transfer with 18-month introductory rate. Not valid on existing cards. Valid on new money transfers only, cannot transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends, purchases and transferred balances remaining will revert to the prevailing APR based on your creditworthiness as disclosed at time of application (currently ranging from 13.49% APR – 19.49% APR for Premier Business Visa with Rewards). For example, open your card on 01.12.2026, and pay 0.00% APR on balance transfers and purchases made within the first 90 days the card is open through 07.11.2027; all balances as of 07.12.2027 will revert to prevailing APR (currently ranging from 13.49% APR – 19.49% APR for Premier Business Visa with Rewards). Premier Business Visa with Rewards is a variable rate product. The APRs for purchases, balance transfers, and cash advances are determined by the Prime Rate on the twentieth (20th) business day of the previous calendar month and subject to change on the first day of the monthly billing cycle. No annual fee. Introductory rate valid on Premier Business Visa with Rewards Cards only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 600 required for the Premier Business Visa with Rewards offer. Offer expires 03.31.2026.
 
³Standard Premier Business Visa with Rewards Cash Back: 1% cash back rewards paid once per year in February into Rewards Savings account. Intro rate balance transfers not eligible for cash back. You will receive 1 point for every $1 you spend with your credit card. Cash back points awarded for balance transfers made within the first ninety (90) days your Platinum Rewards account is open only when the prevailing rate is charged. 100 points = $1 cash back. Account must be in good standing at time of payout to receive rewards. Good standing is defined as having no loans or shares in delinquency or with negative balances. Premier Business Visa with Rewards Credit Card must remain open to receive payout.  Minimum to receive Annual Payout is 2,500 points. APY: Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of 01.01.2026, and subject to change at any time. Visit our Advantage page at kemba.org for Advantage Program details.  Click here for Advantage Program details.

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