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Knowledge is power.
That's true with any topic, but it's especially the case when it comes to personal and business finances. At KEMBA, we’re dedicated to empowering you with the knowledge and tools that you need to take control of your financial future. From saving tips to understanding loans, we cover it all.
Explore our articles on Banking Basics to boost your financial confidence today.
How to Avoid Overdraft Fees
It’s no secret that overdraft fees are a pain to deal with because they cost you your hard-earned money and often show up on your bank statement at the worst times. If you’ve ever been charged an overdraft fee, don’t worry, you’re not alone. Over 39 million adults have reported…
How to Make 2025 Your Best Year Yet
If you are ready to get your finances in order, and looking for place to start, KEMBA can help. View our tips for managing your finances and the tools you can use to make it your best financial year yet.
Traditional Banking vs. P2P Networks
P2P Apps have become a popular tool to send and receive money, but they lack the features that you can experience with traditional banking. Explore how traditional banking can support and protect your personal finances.
Comparing Credit Unions to Traditional Banks
Choosing the right financial institution is important because, at the end of the day, everyone wants a good banking partner to hold their hard-earned money. When it comes to choosing where you save your money, deposit your paycheck, borrow for loans, etc., most people will decide between a bank…
4 Financial Resolutions You
Can Accomplish Now
If you want a few financial resolutions that you can achieve early into the new year (because who doesn’t love an easy to-do list??) here are some suggestions.
Why Identity Protection Is Important
What is Identity Theft? Identity theft is a crime where someone steals your personal information to commit fraud. This can be anything from stealing your credit card information to opening loans or lines-of-credit in your name without you knowing. Unfortunately, the connected age that we live in makes it easier…
Healthy Financial Habits
Unfortunately, many consumers in the United States are not well-educated about money and how to effectively manage it. This has led to high-interest credit card and personal loan debt that’s sweeping the nation. To help our members establish a solid financial foundation, we’ve put together a list of some…
Convenience of Digital Banking
In today's fast-paced world, digital banking has become an essential tool for many people. With digital banking, you can access your accounts and perform transactions from anywhere, at any time…
Managing Debt as Interest Rates Rise
Here are five general questions to ask in order to minimize the hit to your wallet in the face of rising interest rates.
Home Mortgages 101
A home is the largest purchase that most people will make in their lifetime. It’s important to understand how mortgages work to find the right type of mortgage to purchase or refinance a home. Here are some important facts to know about mortgages as you prepare to purchase or refinance a home….
Understanding Your Credit Score
What is a Credit Score? A credit score evaluates how likely you are to pay back your debts on time. Your credit score is incredibly important, yet few consumers know how it works, or what it’s used for. Your credit score will affect your ability to secure credit and determine the interest rates that you…
Money Management Tips
Many people think that to be financially successful, one needs to be born into money or get lucky. However, those assumptions are far from the truth! Financially successful people come in all shapes and sizes and from all walks of life. The one thing that they have in common is…