Home Equity

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Ready to get started?

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This is your ticket to making big things happen.

Remodel your Central Ohio house. Maintain living expenses. Cover college tuition. Plan a storybook wedding. Buy something big or make life better in a way only you can imagine. At KEMBA Financial Credit Union, our Home Equity products come with low rates, expert guidance, and unlimited possibilities.
  • Competitive home equity loan rates
  • Loan amount depends on the equity you have in your home
  • Funds can be used for almost any purpose
  • Easy online application



Choose an option below to get started!


Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

You’ve worked hard to build up your home’s equity and with a big-ticket purchase on the horizon or simply a need for extra cash, now is the time to put your equity to work for you.
big purchases

Home Equity Loans

Receive all your money upfront, use it as you see fit, and pay it back over a period of years with predictable fixed monthly payments.

variable Line of Credit

Home Equity Lines-of-Credit

Get easy access to a loan fund that you can tap into over and over again for practically any purpose at all and just pay on what you borrow.















Learn More About Home Equity

To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 










Speak with a Home Equity expert

Home Equity Line-of-Credit Application





At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

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