KEMBA Advantage Program

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Extra value? Absolutely. Extra effort? Not really.

What does it take to qualify for the exclusive KEMBA Financial Credit Union Advantage Member Program? Just smart, simple money management - like making use of us as your primary checking account, enrolling in Direct Deposit, and signing up for planet-friendly eStatements. What advantages do our Ohio members get for taking these steps? Interest rate bonuses, discounts, and that's just the beginning.

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How to Qualify¹:

  • Keep an active KEMBA checking account with at least 15 qualifying transactions per month. That includes bill payments, remote deposit, debit card transactions, and more.
  • Arrange for Direct Deposit of your entire payroll, Social Security, or pension check into a KEMBA checking account.
  • Get your monthly account statement delivered electronically by enrolling in eStatements through Digital Banking.































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At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures
*Document preparation, processing, and underwriting fees may still apply.
1To earn KEMBA Advantage member status, the following requirements must be met each month: (1) Have an active checking account and make at least 15 qualifying transactions, which include any combination of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (2) Have Direct Deposit of your entire payroll, Social Security, or pension check (minimum of $1,000/month); (3) Receive Documents. If you meet the qualifications during a given
calendar month, you will enjoy KEMBA Advantage benefits the next month. Members with a KEMBA business relationship can enjoy Advantage benefits for both your personal and business accounts when you meet the following requirements: (1) Make monthly deposits of at least $2,000 into your business checking or personal checking account; (2) Have at least 15 qualifying checking transactions into your business checking or personal checking, which include any of the following: cleared checks, Debit Card transactions, bill payments, electronic loan transfers made from your KEMBA checking account, automatic deposits or withdrawals, and Remote Deposits; (3) Receive Documents. Loan rate discount and Certificate rate bonuses available only to KEMBA Advantage members meeting program requirements for the full life of the loan or Certificate; otherwise the rate will be adjusted. Actual rate bonuses and discounts will vary and are subject to change. Free box of checks is limited to standard Regal check design. KEMBA reserves the right to change or cancel this program at any time. KEMBA membership required.
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Student Loans

A better way to finance your education! 

KEMBA offers low-rate student loans to fill the gaps between a federal loan and tuition, graduate student loans, and refinancing for both private and federal student loans
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