Auto Loans

Happy man in the drivers seat of his new car.

Scenic roads. Swift waters. Single-track trails. Daily driving.

Go time. Depending on your preferred ride, that can mean different things to different people. But at KEMBA Financial Credit Union, it means we move swiftly to arrange affordable vehicle financing so you can begin enjoying your next car, pickup, boat, motorcycle, recreational vehicle or ATV in Ohio as soon as possible.
  • Financing for new and used vehicles of all types
  • Refinancing for current auto loans
  • Competitive interest rates with exclusive KEMBA Advantage Program discount
  • Flexible repayment periods
  • Pre-approval so you know your budget
  • Easy online application
  • Schedule easy automatic payments through Digital Banking
  • Work with friendly, experienced lenders who can explain all your options and walk you through the application process
  • Use KEMBA's Auto Loan Calculator to estimate what you'll pay each month

Choose an option below to get started!

Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

KEMBA offers a variety of auto loan and car loan refinancing options to save you money.

New Auto Loans

  • New car financing for up to 84 months
  • Get pre-approved before you shop
  • No payments for 90 days
USED car Loan

Used Auto Loans

  • Used car loans for up to 84 months
  • Get pre-approved before you shop
  • No payments for 90 days
Auto Refi

Auto Loan Refinancing

  • Competitive interest rates
  • Repayment terms up to 84 months
  • Pay off your car faster or lower your monthly payment
RV, ATV, boat or motorcycle Loans

New and Used RV, ATV, Boat, or Motorcycle Loans

  • Get pre-approved before you shop for new purchases
  • Refinance to pay off your recreational vehicle more quickly or lower your payment with a fixed rate
  • No payments for 90 days
36-month term Loan

36-month Auto Loan

  • Faster route to getting full title to your vehicle
  • Easy online application
  • Competitive rates
48-month term Loan

48-month Auto Loan

  • Easy online application
  • Competitive rates
60-month term Loan

60-month Auto Loan

  • Easy online application
  • Competitive rates
84-month term Loan

84-month Auto Loan

  • Easy online application
  • Competitive rates

Learn More About Auto Loans

To learn more about Auto Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


Speak With Our Experts

Auto Loan Application

Our Team is
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*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender.
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

couple laying down and remodeling home
Personal Loans

Empower your dreams and take control of your finances.

Whether its securing cash to maintain living expenses or preparing for a large purchase or life event, this could be the solution you need.

Personal loans of up to $50,000 are available with five-year terms!
 Become a member

Come see why we're a better way to bank.

Open an account