Checking

A better way to make your money work for you.
a Better Checking Account
All Checking Accounts Feature:
Your checking account is the foundation of your finances. You can rely on KEMBA Financial Credit Union to provide you with the options and guidance to select the one that meets your needs. All KEMBA personal checking accounts include free digital banking, surcharge-free ATM access to over 50,000 ATMs and 5,500 shared branches for your banking needs when you're home in Ohio, or on the go, with no minimum balance requirement. And that’s just the start.
No monthly fees
Hassle-Free Checking
- No monthly service fee*
- A straight-forward and trouble-free account
Get rewarded
High Performance Checking
- Tiered dividends (interest rates) reward those who keep high account balances
ages 14-17
Elements Checking for Teens
- No monthly fee*
- No minimum balance requirement
Second chance
Fresh Start Checking
For those who have experienced past financial hardships
- Fee is only $8.95/mo when you have a direct deposit of at least $500/mo to your account
- No minimum balance requirement
Instantly issued debit card
KEMBA’S Mastercard Debit Card
Instantly issued Mastercard Debit Cards are available with every checking account and earn rewards for your everyday spending.
Learn more about the benefits associated with our Debit Card.
get checks
Reorder Checks
To reorder checks, log in or register for KEMBA’s Digital Banking and choose the Check Services tab from the menu near the top of the page.
Learn More About Checking
To learn more about Checking, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.
Disclosures
Show Less
*Overdraft, transfer, and NSF charges apply when applicable. For your convenience, a full copy of your Membership Disclosures can be found at kemba.org, obtained at one of our convenient branches, or requested by contacting us at 614.235.2395 or 800.282.6420 option 4.