Savings & Deposits


Individual Retirement Accounts (IRAs) are a smart way to save for the future while earning potential tax advantages. You’ll enjoy:

High returns

Flexible investment options

Low fees

The ability to roll-over existing IRAs

Experts to help determine your needs

KEMBA offers Traditional and Roth IRAs so you can take advantage of tax savings, supplement your 401(k), or combine previous 401(k)s for greater returns; we are pleased to accept rollovers, transfers and lump-sum distributions from qualified retirement plans.


Make it even easier, set up payroll deduction or Direct Deposit to make regular deposits into your retirement account.

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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No