Open a 9-Month Certificate!

Earn up to 5x more
than the national average rate!*


9-Month Certificate



– with KEMBA Advantage Status –



$500 minimum deposit

$250,000 maximum deposit



Non-Advantage rate for 9-month certificate starts at 2.50%APY



Call us at 800.282.6420, option 4, schedule an appointment, or visit a branch to open today!


*Based on the national average of 0.51% APY for a 12-month certificate as of 7.1.22 from


APY = Annual Percentage Yield. Rates are valid as of 8.1.22 and subject to change. Earn 2.50%APY for a 9-month Certificate or 2.75%APY for an 9-month Certificate with KEMBA Advantage Status. $500 minimum deposit required to open and earn stated APY. Certificates must be funded at time of opening. New money required (new money defined as money not on deposit with KEMBA in the past 12 months). Money currently on deposit at KEMBA is not eligible for this offer. 0.25% rate bump available only to KEMBA Advantage members meeting program requirements for the full life of the certificate. If member has multiple accounts, members are only permitted one promotion Certificate in total. Not available with any other special offers or promotions. Early withdrawal penalties apply. Withdrawal and fees may reduce earnings. KEMBA reserves the right to change or cancel offer at any time. 9-month Certificate will automatically renew to a 12-month term at maturity, and earn stated APY at that time. Visit for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time. KEMBA funds federally insured by NCUA. KEMBA membership required. Rates available through 8.31.22.


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Hassle-Free C... High Performa... Fresh Start
Tiered interest rates No No
Earn monthly dividends No No No
Free rewards package No No No