Certificate Special

Open an 11-Month
Certificate Today!

Earn up to 3x more than the national average certificate rates with this limited-time special!^*

Time flies. And your savings soar.

If you have money sitting in a traditional savings account - and you don't expect to access it in the near future - a Certificate, more commonly known as a CD, could be a great way to grow your money relatively hands off and risk free.

11-Month Certificate - 5.25% APY

Advantage status required

$500 Minimum deposit

$250,000 Maximum deposit

Everyday, non-advantage rate - 5.00% APY
New & existing money eligible with new money match
Fixed rate for the entire term

Great opportunity to invest your tax refund
Enjoy a guaranteed return on your money
Secure savings federally insured by the NCUA
Click here for more details about Certificates

Money currently deposited at KEMBA Financial Credit Union is eligible for deposit into this promotional Certificate when a matching, or greater, sum of new money is deposited at the same time. For example, to transfer $10,000 into this promo Certificate that was already on deposit at KEMBA, you must also deposit $10,000 new money. It must be a dollar-for-dollar match, or greater, new money. New money is defined as funds that have not been deposited at KEMBA in the last 12 months.

Choose an option below to open one today!

Call 800.282.6420, option 4.

Visit a local branch today

Find a Location

Speak with our experts

Schedule an Appointment

At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures

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*Based on the national average of 1.73% APY for 12-month certificates from Bankrate.com, as of 2.22.2024.

APY = Annual Percentage Yield. Advantage members earn 5.25% APY for a 11-month Certificate, 5.00% APY for non-Advantage members. Rates are valid as of 3.1.24 and subject to change. $500 minimum deposit required to open and earn stated APY, maximum of $250,000 to earn stated APY. Certificates must be funded at time of opening. Money currently on deposit at KEMBA is only eligible for transfer into this Certificate promo when funds are matched with new money. Matching new money must be deposited at the same time as existing money transfer and not added at a later date. New money is defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited within the prior 5 business days. For example, to transfer $10,000 into this promo Certificate that was already on deposit at KEMBA, you must also bring $10,000 new money. It must be a dollar-for-dollar match, or greater, new money. Offer also valid for previous promotional Certificates maturing in March, April, or May 2024. Not available with any other special offers or promotions. Early withdrawal penalties apply. Withdrawal and fees may reduce earnings. KEMBA reserves the right to change or cancel offer at any time. 11-month Certificate will automatically renew to a 12-month term at maturity and earn stated APY at that time based on Advantage status. Visit kemba.org for Advantage program details. KEMBA reserves the right to change or cancel the Advantage program at any time. Rates available through 5.31.24. Offer ends 5.31.24.