Premier Business Visa Rewards Credit Card

Customer tapping KEMBA Financial Visa Business credit card for secure, contactless payment and earning cash back rewards.
Limited-Time Offer:

$150 Cash Back + Exclusive Balance Transfer Deal

A Premier Business Visa with Rewards credit card.

Boost your business’s spending power, while earning cash back on every purchase!

Take advantage of this limited time offer on our Premier Business Visa:
  • Until December 31, open a new card and earn $150 cash back after you spend $1500 on purchases in the first 90 days2
  • Transfer high-rate debt within the first 90 days and pay an introductory 0.00% APR1 for 15 months
  • No annual fees to keep costs low
  • Low everyday rates to help you leverage cash on hand for immediate business needs
Benefits

A Rewards Credit Card That's All Business

Blue low rates icon
Rates as low as 13.74% APR1
Green cash icon
1% cash back rewards on purchases every day2
Orange no fee icon
No annual fee















Earn premier rewards on everyday business purchases

You need a business credit card that keeps pace with your business day-to-day and always delivers. Enter KEMBA Financial Credit Union's Premier Business Visa®. Rates are low so you're not weighed down, and your regular purchases always earn cash-back rewards.
  • Rates as low as 13.74% APR
  • 1% cash back on purchases every day
  • Cash back rewards are deposited each February into a special Rewards Savings account that earns 5.00% APY for Advantage members and 1.00% APY for non-Advantage members3
  • Same-day card issuance, 24/7 support, custom account alerts, and zero liability protection
     
  • Save more with Visa SavingsEdge® on select brands, details at visasavingsedge.com
     
  • Access exclusive business management tools, plus, educational resources and exclusive perks at kemba.org/bizcardbenefits
  • Simple integration with your digital wallet for quick business purchases and easy account access
  • Lock or Unlock your card in seconds via Digital Banking
  • Apply online for a credit line increase on your current business credit card for greater spending power
  • Plus, these additional benefits
  • View a copy of the KEMBA Business Card Agreement



Choose an option below to get started!


Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

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Learn More About Business Credit Cards

To learn more about Business Banking & Commercial Loans, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

 










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800.282.6420
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At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.


Disclosures
1 APR=Annual Percentage Rate.

2 0.00% APR Offer The 0.00% APR Introductory rate on balance transfers is valid for 15 months from the time a Premier Business Visa with Rewards card is opened for balance transfers made within the first 90 days the card is open. The 0.00% introductory APR is not valid on purchases. A balance transfer fee of $5.00 or 3.0% of the total transferred balance, whichever is greater, applies at time of transfer with 15-month introductory rate. Not valid on existing cards. Valid on new money transfers only, cannot transfer funds from existing KEMBA credit card(s) or loans. Offer not valid for current KEMBA credit card holders. When the promotional period ends, transferred balances remaining will revert to the prevailing APR based on your creditworthiness as disclosed at time of application (ranging from 13.74% APR – 19.74% APR). For example, open your card on 11.12.2025, and pay 0.00% APR on balance transfers made within the first 90 days the card is open through 02.11.2027; all balances as of 02.12.2027 will revert to prevailing APR (ranging from 13.74% APR – 19.74% APR). The Premier Business Visa with Rewards is a variable rate product. The APRs for purchases, balance transfers, and cash advances are determined by the Prime Rate on the twentieth (20th) business day of the previous calendar month and subject to change on the first day of the monthly billing cycle. Refer to original Credit Card terms and conditions for prevailing rate for balance transfers that will be in affect at end of intro period (ranging from 13.74% APR – 19.74% APR). Promotional rate valid on Premier Business Visa cards only. Eligibility and offered rate may vary based on creditworthiness. Minimum credit score of 600 required. Offer expires 12.31.2025.
 
2 Cash Back Bonus: To qualify to earn $150 cash back bonus, you must make aggregate purchases greater than or equal to $1500 in the first 90 days card is open. Balance transfers do not apply toward the $1500 spend. The cash back bonus will be deposited into the Primary Savings account of the Primary Member’s account by the end of the next month following qualification. For example, open your card on 11.26.2025 and make $1500-plus in purchases by 12.7.2025. The cashback would be deposited by 1.31.2026. Not valid on existing cards. Account must be in good standing at time of payout to receive bonus. Good standing is defined as having no loans or shares in delinquency or with negative balances. Premier Business Visa with Rewards Credit Card must remain open to receive payout. Offer ends 12.31.2025.

3 Standard Premier Business Visa Cash Back: 1% cash back rewards paid once per year in February into Rewards Savings account. Intro rate balance transfers not eligible for cash back. You will receive 1 point for every $1 you spend with your credit card. Cash back points awarded for balance transfers made within the first ninety (90) days your Premier Business Visa account is open only when the prevailing rate is charged. 100 points = $1 cash back. Account must be in good standing at time of payout to receive rewards. Minimum to receive Annual Payout is 2,500 points. Cash back offer subject to change without notice. APY: Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of November 7, 2025, and subject to change at any time. Visit our Advantage page at kemba.org for Advantage Program details. Click here for Advantage Program details.
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