Small Business Low Interest Credit Card

A winning combo of low interest rates and cash-back rewards

Small businesses need to be nimble, able to turn on a dime and react in real time to everyday needs. The instant purchasing power of a KEMBA Premier Visa® credit card can help you do just that. But there's more - our credit card also funnels cash back into your business with a generous rewards system and a special, high-earning savings account.

  • Rates as low as 13.74% APR¹
  • No annual fee or balance transfer fee
  • 1% cash back on balance transfers in the first 90 days
  • 1% cash-back rewards on qualified purchases²
  • Anti-fraud and anti-ID theft protections

Plus cash-back rewards are deposited each February into a special savings account that earns 5.00% APY for Advantage members and 1.00% APY for non-Advantage members.3

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To learn more about opening a KEMBA business credit card, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.

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1 APR=Annual Percentage Rate. The Prime Rate used to determine your APRs for purchases, balance transfers, and cash advances is the Prime Rate published in the Wall Street Journal on the twentieth (20th) calendar day of the previous calendar month.
2 1% cash back rewards paid once per year. You will receive 1 point for every $1 you spend with your credit card. Cash back points will be awarded for balance transfers made within the first ninety (90) days your Platinum Rewards account is open. 100 points=$1 cash back. Account must be in good standing at time of payout. Minimum to receive reward is 2,500 points. KEMBA reserves the right to exclude repeated balance transfers from cash back offer. Cash back offer subject to change without notice.
3 APY=Annual Percentage Yield. Rewards Savings account rate of 5.00% APY for KEMBA Advantage members and 1.00% APY for non-Advantage members current as of June 1, 2022, and subject to change at any time. Click here for Advantage Program details.