Financial Relief Solutions for
Business Owners

If you have other questions regarding your existing business loans with KEMBA, need assistance, or have questions regarding anything outlined below, please feel free to reach out to one of our Commercial Services team at 614.729.1321 or





April 27, 2020

KEMBA Financial Credit Union is excited to once again be accepting applications for the Paycheck Protection Program (PPP) loans as part of the CARES Act. We have included more information and a link to apply below. At this time, due to high demand, KEMBA is limiting applications to existing business members that are in good standing at the time of application submission.

For additional resources to help support your business during this time, both SCORE (Society of Retired Executives) and Small business Development Center – Ohio share advice that may be beneficial to you.


Apply Now!



Here are the materials needed for your application:

Payroll Register for the full 2019 year

Payroll Register for all available months in 2020

Government ID Verification- Drivers License (Front and Back)


If you have employees:

941 Quarterly Tax Filings (2019)

944 Annual Tax Filings (2019)

If these are not available, then you will need to provide

12 Months Most Recent Bank Statements

In Conjunction with Bank Statements

Payroll Processing Records

Payroll Statement


If you are an independent contractor



If you are self-employed

2019 IRS 1040 Schedule C

1099-MISC for each self employed owner


Please understand we are working as quickly as possible to process your applications and submit them to the SBA in a timely manner. However, KEMBA is not able to confirm how quickly the SBA will respond after we have submitted them. Please know that we will be in contact with all our members who apply – either directly or through the new portal – to update you on any changes in the status of your application.


May 10, 2020

The Small Business Administration (SBA) and the Treasury Department extended the “safe harbor” period for the CARES Act Paycheck Protection Program (PPP) to May 14.
Borrowers can use this additional time to return already issued funds if they are unable to certify were necessary because of the current economic situation, or that the monies are no longer needed due to finding alternative sources of liquidity.
For full details on the SBA’s extension to the interim final rule, please visit

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