Rates effective as of February 24, 2020.



Deposits

Share / Savings Rates

Product4 Min to Open/Obtain APY2 KEMBA Advantage APY1 Everyday APY2
Share Savings $5.00 0.30% 0.20%
Christmas Club $0.00 0.50% 0.40%
High Performance Checking3 $0 – $999.99 0.30% 0.20%
$1,000 – $9,999.99 0.65% 0.55%
$10,000 – $24,999.99 0.80% 0.65%
$25,000 – $49,999.99 0.80% 0.65%
$50,000 – $99,999.99 0.80% 0.65%
$100,000 – $249,999.99 0.90% 0.75%
$250,000 and greater 0.90% 0.75%
Money Market $1,000 – $9,999.99 0.85% 0.75%
$10,000 – $24,999.99 0.95% 0.80%
$25,000 – $49,999.99 0.95% 0.80%
$50,000 – $99,999.99 0.95% 0.80%
$100,000 – $249,999.99 1.10% 0.95%
$250,000 and greater 1.10% 0.95%
Health Savings Account3 $0 – $2,499.99 0.50% 0.30%
$2,500 – $9,999.99 0.50% 0.30%
$10,000 – $24,999.99 1.15% 0.90%
$25,000 and greater 1.15% 0.90%



Certificates

Product5 Min to Open/Obtain APY2 KEMBA Advantage APY1 Everyday APY2
3 Month Certificate $500 0.85% 0.60%
6 Month Certificate $500 1.45% 1.20%
12 Month Certificate $500 2.10% 1.85%
24 Month Certificate $500 2.20% 1.95%
36 Month Certificate $500 2.25% 2.00%
48 Month Certificate $500 2.30% 2.05%
60 Month Certificate $500 2.35% 2.10%
84 Month Certificate $500 2.40% 2.15%



Term IRA Accounts

Product5 Min to Open/Obtain APY2 KEMBA Advantage APY1 Everyday APY2
IRA Savings $1 0.55% 0.45%
Coverdell (ESA) Savings $1 0.55% 0.45%
3 Month Term IRA $250 0.85% 0.60%
6 Month Term IRA $250 1.45% 1.20%
12 Month Term IRA $250 2.10% 1.85%
24 Month Term IRA $250 2.20% 1.95%
36 Month Term IRA $250 2.25% 2.00%
48 Month Term IRA $250 2.30% 2.05%
60 Month Term IRA $250 2.35% 2.10%
84 Month Term IRA $250 2.40% 2.00%


Rates subject to change without notice. Fees may reduce earnings.

  

1KEMBA Advantage member special rate bonus. Click here for more details.
2Annual Percentage Yield
3Tiered rates only apply when you maintain an average daily balance required for each interest rate.
4These are variable rate accounts. Rates may change after opening.
5Penalties may be charged for early withdrawals.



Business Deposits

Business Share Accounts

Product Min to Open/Obtain APY2 KEMBA Advantage APY1 Everyday APY2
Business Savings3 $5.00 0.30% 0.20%
Business Money Market3 $1,000 – $9,999.99 0.85% 0.75%
$10,000 – $24,999.99 0.95% 0.80%
$25,000 – $49,999.99 0.95% 0.80%
$50,000 – $99,999.99 0.95% 0.80%
$100,000 – $249,999.99 1.10% 0.95%
$250,000 and greater 1.10% 0.95%
Business Value Checking $100.00 N/A N/A
Business Smart Checking3 $1,000.00/$5,000 or greater 0.25% 0.15%


Rates subject to change without notice. Fees may reduce earnings.

  

1KEMBA Advantage member special rate bonus. Click here for more details.
2Annual Percentage Yield
3These are variable rate accounts. Rates may change after opening.