*0.59% is the average national rate reported by the FDIC as of 5.15.23
**Subject to transaction limits.
APY = Annual Percentage Yield. Dividend rates are subject to change after account opening. This Money Market Account Promotional rate of 4.75%APY for Advantage members, and 4.25%APY for non-Advantage members, is available for new KEMBA Consumer and Business Money Market Accounts. Minimum balance to open is $5,000 and maximum balance for this promotional Money Market rate is $1,000,000. Tiered rates apply for this account and will be determined based on the daily balance maintained. The first tier of $0.01 to $1,000,000 balance will earn a 4.75%APY for Advantage members, and 4.25%APY for non-Advantage members. The APY earned for the second tier, deposits in excess of $1,000,000, will depend on Advantage status and range from 2.80%APY to 3.30%APY. For example, if you deposit $1,000,000.01 in this Money Market Account, you will earn 3.30%APY as an Advantage member, or 2.80%APY as a non-Advantage member on any amount over $1,000,000. Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months) and has been deposited within the prior 5 business days. Offer also valid for promotional Certificates maturing in June, July and August, 2023. Money currently on deposit at KEMBA is not eligible for this offer. Limit one Money Market Account offer per Primary member and Business member. Not available with any other special offers or promotions. Withdrawals and fees may reduce earnings. The special rate accurate as of June 1, 2023, and will be available through August 31, 2024. For example, a Money Market Account opened June 2, 2023 would earn the special rate through August 31, 2024. The rate for this promotional Money Market Account will revert back to the prevailing Money Market Account rates and tiers on September 1, 2024. On or after that date, you may visit our rates page to find out the APY that will apply to your Money Market Account. KEMBA reserves the right to change or cancel this offer at any time. KEMBA membership required. Federally insured by NCUA. Offer ends October 4, 2023.