Realtors: Learn About Ohio Homebuyer Plus

A large blue home with a wrap around porch.

Ohio Homebuyer Plus:

Buyers earn 6.25%APY*























Empowering your Ohio Homebuyers to grow their savings faster so you can get them in their dream home.

Share this exclusive, high-rate savings opportunity with your potential buyers. The Ohio Homebuyer Plus Savings Program and KEMBA Financial Credit Union can help get them in their dream home faster.

Exclusive Interest Rate

6.25% APY

Existing and Aspiring Homeowners Eligible!
  • $500 minimum contribution
  • $100,000 maximum contribution
  • Account duration limited to 5 years - see FAQs below for usage timeframe requirements
  • Put it towards a down payment on your home or mortgage closing costs
  • Deposits are safe and federally insured by NCUA
  • Potential tax advantages+

Ohio Homebuyer Plus Participant Requirements:

  • Review the Ohio Homebuyer Plus Participation Statement from the Ohio Treasurer’s Office here
  • Be an Ohio resident at least 18 years of age
  • Have their primary residence located in the State of Ohio
  • Only use the high interest savings account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming their new primary residence
A logo for Ohio Homebuyer Plus.


Alert your clients to this opportunity today!































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At KEMBA Financial Credit Union, we provide trusted personal banking services in Central Ohio, as well as a full suite of personal banking products and services tailored to meet the financial needs of individuals and families. Our offerings include: low-rate credit cards with rewards, competitive-rate mortgages, home equity loans and refinancing options, low-interest auto loans in Central Ohio, personal and student loans, and financial wellness blogs and counseling services.

Discover why more Central Ohioans are searching for "best credit union near me" and choosing KEMBA.

To learn more, call us today at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.

Disclosures
*APY = Annual Percentage Yield. This is a variable rate account. Rates are subject to change after account opening. $500 minimum to open the account. There is a maximum contribution limit of $100,000. Account duration is limited to 5 years. Accounts opened on or before March 31, 2025 that have reached the account balance maximum must use the balance for an eligible home within 5 years of the account open date. Accounts opened on or after April 1, 2025 that have reached the account balance maximum must use their account balance within 12 calendar months of reaching said maximum for the purchase of an eligible home. 
+Please consult a tax advisor regarding individual circumstances and potential federal tax implications, or the Internal Revenue Service.
For full Membership Agreement and Disclosures, click here. View all current deposit rates here.


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