Auto Loan Refinancing

Young family and dog in the car for a road trip.

Refi your car & drive away with cash!

Learn more























Looking for a better loan? No GPS needed.


Driving somewhere? You wouldn't take a traffic-clogged route that adds hours to your trip if there's a faster alternative. Along those lines, why stick with a vehicle loan that inflates your payments if you can do better? The lending professionals at KEMBA Financial Credit Union can explain the potential benefits of refinancing your current loan and then steer you in the right direction.

  • Competitive interest rates
  • Repayment terms up to 84 months
  • Pay off your car faster or lower your monthly payment
  • Potentially reduce long-term financing charges by hundreds or even thousands of dollars
  • Get cash equity out to help with current expenses or high-rate debts
  • No payments on your new auto loan for 90 days
  • Easy online application
  • Refinancing also available for motorcycles, boats, RVs, and other vehicles



































Speak With Our Experts

Auto Loan Application

Our Team is
Here to Help



At KEMBA Financial Credit Union, we offer personal banking solutions for Central Ohio residents, as well as a full suite of personal banking products and services with low fees, competitive rates on credit cards, home mortgages and home equity loans, auto loans, personal and student loans, and financial wellness and counseling services.

To learn more, call us at 614.235.2395, option 4, or visit one of our local branches in Pickerington, Gahanna, Bellefontaine, Clintonville, Grove City, Hamilton Quarter, Hilliard, Lewis Center, Powell, Reynoldsburg, Westerville or Whitehall. Our dedicated associates will help you navigate your individual financial situation and help you discover why KEMBA is a better way to bank.
Disclosures
*Important information about your loan application:
A KEMBA membership is required before you can receive a loan. While you can complete and submit the online loan application prior to membership, we require that you join the Credit Union before your loan is funded. Click here to find out if you’re eligible for membership.

Online loan applicants must be at least 18 years old and U.S. Citizens. When you submit an online loan application you are authorizing KEMBA Financial Credit Union to obtain your consumer credit reports from national credit 
reporting agencies, and contact you via telephone, email, or mail in regards to your application. It is also important to note that information obtained by KEMBA from your loan application may be kept and maintained by the Credit Union for an indefinite period of time, and may be shared with business affiliates of the Credit Union for any lawful purpose. KEMBA is an equal opportunity lender. KEMBA membership is required.

USA Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Woman with coffee in hand looking at KEMBA website on computer.
Earn more save more

Get more perks as a KEMBA Advantage member.

Use KEMBA as your primary financial institution to enjoy rate bonuses on deposits and discounts on loans. Earn more, save more!

Become a member

Come see why we're a better way to bank.


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