Visa Signature® Credit Card Core Benefits

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Added benefits,
more convenience
bigger savings
An image of a Member Owner KEMBA Visa card.

Exclusive benefits designed with you in mind.

Enjoy access to concierge service and support, plus bountiful discounts and benefits. 

As a Visa Signature® Cardholder, you can take advantage of:

Blue approved icon Exclusive Perks+

  • 24/7 Concierge access to get assistance with travel, dining, entertainment, and more.*
    Talk to your personal concierge 24/7 at 800.953.7392, or 630.350.4551 (outside of the USA).
  • Priority Pass Select™ provides a turnkey airport lounge program for high-net-worth travelers, by unlocking access to 1,400+ airport lounges and experiences** worldwide regardless of cardholders’ airline or flight class.
  • Luxury hotel collection: Access hotel properties worldwide with Visa Signature® Luxury Hotel Collection. Receive a best available rate guarantee and added perks.***
  • Travel protections: Rest assured with access to travel protection including trip delay or cancellation reimbursement, hotel theft protection, lost luggage, and more.
  • Roadside dispatch whenever you're in need of a tow - available to eligible KEMBA cardholders 24/7 with no membership required. To learn more about this, benefit, call 800.847.2869.

Blue security shield icon Added Benefits

  • Your KEMBA card includes ID Navigator Powered by NortonLifeLock™, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit
  • Travel & Emergency Assistance Services are available 24/7 to help you in case of emergency while traveling. Call the Benefit Administrator at 1-800-992-6029 (outside the U.S., call collect: 1-804-673-1675) to get your questions answered.
  • Visa Signature® Rental Car Benefits for savings, upgrades, and more.
  • Auto Rental Collision Damage Waiver, to protect you from liabilities associated with car rental.
  • Event ticket protection, which reimburses eligible cardholders for the cost of the unused non-refundable tickets if they are unable to attend a concert, theatrical, recreational or sporting event for a covered reason (e.g., cardholder misses the event due to sickness of themselves or an immediate family member, or the cardholder is directly involved in a traffic accident en route to the event).
  • Price Protection, which protects the eligible cardholder from overpaying when they make an eligible purchase with their covered account and see the same item advertised for less within 60 days of the date of purchase; the cardholder can be reimbursed the difference in price.
  • Wine Country Benefits & Perks (at select locations): enjoy year-round benefits at more than 50 premier wineries in Sonoma County.****
  • Access golf benefits with Troon Rewards® for discounts on fees, merchandise and lessons at courses worldwide.

Blue assistance icon Exclusive Privileges

  • Dovly Uplift™ which is the first smart credit engine designed to help raise your credit score. It uses a proprietary algorithm and is integrated directly with the credit bureau(s) to help raise your score faster and get you more for your money. While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.1
  • Shipt, offering same-day delivery of groceries and household essentials from a variety of stores you love. To see a full list of Offer Terms, visit
  • Sofar Sounds and access live music experiences with presale perks and more. Offer Terms apply. See details at:
  • Skillshare Online Creative Classes: Enjoy unlimited access to thousands of classes and discounts on membership – and explore how it feels to bring ideas to life.4

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Do you see a suspicious charge on your credit or debit card?

Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Benefits as disclosed are applicable to purchases made with Visa Signature® card only.
*KEMBA Financial Credit Union cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature® Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at
**Number of lounges and experiences is subject to change. Members accept and must follow the Conditions of Use of the Priority Pass program.
***In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature® Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.
****Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go to for full details.
+For full details on Visa Perks & Discounts click here, and here for full benefit disclosures.
++No one can prevent cybercrime or all identity theft.
1Dovly: While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
2Shipt: Offer valid from 9/17/2021 through 12/31/2024 (“Term”). Cardholders enrolling during the Term with a qualifying Visa Signature card (“Card”) receive a free Shipt membership for 3 months, then 50% discount on monthly Shipt membership for 9 months, which (i) includes waived delivery fees on orders over $35 (“Offer”) and (ii) is only redeemable through Shipt web application at or the Shipt mobile app. Your membership will begin on the date that you enroll your eligible Visa consumer credit card to your Shipt account. Existing Shipt members that enroll in the Offer start their free membership at the expiration of their current paid membership, and are eligible for a 6 month membership extension. Cancellation of an existing Shipt membership will result in Offer ineligibility. Enrolled cardholders must use the Card as the default payment method to redeem, have Offer remain effective, and have Offer apply, or may be subject to additional fees. Eligibility for Offer is limited to one per person per Shipt account, and per eligible Visa card. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Once enrolled in the Offer, cardholders are subject to the Shipt Terms of Service, Privacy Policy (, and Shipt Promotion Terms and Conditions ( can cancel your membership at any time at Unless you cancel your Shipt membership prior to the expiration of your free period, your Shipt membership will auto-renew for a new subscription at then current membership rates. Orders with alcohol may incur a $7 alcohol delivery fee. Charges for items purchased, taxes, tips, and retailer-charged fees (such as, where applicable, bag fees) and additional fees may still apply. Offer valid only where Shipt service is available. Current value of the Shipt monthly membership can be found at No cash value. Non-transferable. Offer is subject to modification or cancellation at any time. Your continued use of the Services after a modification of the Offer becomes effective will constitute your acceptance of the change. The listed merchant(s) are not considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
3Sofar Sounds: From 09/14/2021 through 05/16/2024 (“Offer Term”), cardholders that successfully validate their qualifying Visa Signature and Visa Infinite consumer credit card issued in all 50 US states and D.C. (“Eligible Cardholders”) can redeem the Offer (defined below) at During the Offer Term, Eligible Cardholders can redeem the following “Offer”: (i) access to an exclusive ticket presale window for select Sofar Sounds shows (identified with the Visa designation) 7 days before the select Sofar Sounds shows are made available to the general public; and (ii) 1 additional free ticket per show with a ticket purchase of one or more tickets. Tickets purchased per Eligible Cardholder per show will be limited to the maximum number of tickets that may be secured per show (which may vary per show), including the free ticket. Standard booking fees will not be applied to free tickets. Purchases after the presale period will continue to be eligible for the additional free ticket. Free ticket offer cannot be combined with any other offer or discount. All tickets are available on a first come, first served basis and subject to event capacity limits. The validated card must be used for the ticket purchase. Sofar Sounds shall not be obligated to honor the Offer for any cardholder that is unable to validate their card as an eligible card. Offer is subject to modification or cancellation without notice. Offer is non-refundable, non-transferable and cannot be resold. Offer is subject to all applicable federal, state and local laws and regulations. Void where prohibited. All purchasers are subject to Sofar Sounds Terms and Conditions ( and Privacy Policy (
4Skillshare: Visa Signature cardholders (“Eligible Cardholders”) can redeem the offer at from 9/20/21 through 9/19/23. Eligible Cardholders that enroll their Visa Signature card (“Card”) and are new to Skillshare (e.g., have not previously had a paid membership or trial membership) receive the following “Offer”: a 3 month free trial of a Skillshare Membership, which, unless terminated by Eligible Cardholder prior to conclusion of the free trial, will auto convert to a paid membership at a discount of 20% off of the then-current annual Skillshare Membership (“Special Membership Fee”). Limit one (1) Skillshare Membership per person/email address and Card. If membership is not cancelled prior to the annual renewal date, your Card on file will be charged the Special Membership Fee and will continue to be charged every year until you cancel. If payment method is changed to a non-Visa card, Special Membership Fee will no longer apply at next billing date. Eligible Cardholder can cancel at any time at, but all amounts paid are non-refundable, unless you contact Skillshare within seven (7) days following the billing date; there are no credits for partially used periods. Once enrolled in the Offer, Eligible Cardholder’s use of the Skillshare service is subject to the Skillshare Terms of Service (available at, including the cancellation policy. Offer has no cash value and cannot be transferred or assigned. Offer cannot be combined with any other offer, unless otherwise specified. Skillshare reserves the right to modify or cancel offer for any reason at any time. Offer void where prohibited and subject to all applicable federal, state and local laws. Personal information you provide in connection with this Offer will be used in accordance with Skillshare’s Privacy Policy, available at
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