Create your dreams. Make ends meet.
The biggest benefit of a Home Equity Line-of-Credit? Flexibility, and more! It could be the fast access to funds when you need them. It could be our low rates. Or it could be the total freedom to spend the money as you see fit. Cover unexpected expenses, consolidate higher interest debt - or create excitement with a new home project. Take advantage of today’s high home values.
- 1.99% APR introductory rate for 90 days, followed by low everyday rates for the remainder of the term
- No annual fees
- Borrow against the equity in your home up to 95% loan-to-value, determined by your home’s current market value
- Minimum loan amount $5,000
- A good source of funds for home improvements, major purchases, medical bills, to maintain everyday expenses, college tuition, and more
- Can be used to consolidate higher interest loans and credit card balances to one easy to manage, low-rate loan
- Apply once, and draw additional funds as needed through the life of the loan
- Fast and easy access to your available credit with Digital Banking
- Borrow from the line-of-credit for 10 years, followed by a 10-year re-payment period