FHA Mortgage Loans

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There's a real upside to lower down payments

You can work hard and save for years. Still, it's a steep climb to set aside the small fortune required by many regular mortgages. The good news? There are programs that make homeownership a more affordable dream. With reduced down payments, flexible credit standards, and competitive rates, Federal Housing Administration (FHA) Loans are popular with many first-time homebuyers.
  • Choose from 15- and 30-year mortgages
  • Down payments as low as 3.5%
  • More lenient credit score standards than most home loans
  • Family and friends can contribute to down payment costs
  • Potentially lower premiums on mortgage insurance
  • Work directly with friendly KEMBA Financial Credit Union lenders, not government agencies
  • FHA Loans are available for mortgage refinancing

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Student Loans

A better way to finance your education! 

KEMBA offers low-rate student loans to fill the gaps between a federal loan and tuition, graduate student loans, and refinancing for both private and federal student loans
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